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Single Family ResidenceResidential
$599,825$459 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

28 GARDNER AVE

WATSONVILLE, CA 95076
3
Beds
2
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.

Valuation

$600K
$578K low$622K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,130 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,948 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,963
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,985
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,066
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$613,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
H. A. Hyde ElementaryD-
Elementary · Grades KG–5 · 0.4 mi
M
Cesar E. Chavez Middle SchoolF
Middle · Grades 6–8 · 0.7 mi
H
Pajaro Valley High SchoolD+
High · Grades 9–12 · 1.8 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.510

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.83,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,801
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Gardner Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Santa Cruz County
  • Costs less per square foot than 85% of homes in Santa Cruz County
  • Smaller than 66% of homes in Watsonville 95076
  • Has a smaller lot than 66% of homes in Watsonville 95076
  • Older than 85% of homes in Watsonville 95076

What homes are worth in Watsonville 95076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$395K$2.2M

This home is worth more than 28% of homes in Watsonville 95076.

How it measures up in Watsonville 95076

The dot is this home. The mark in the middle is the typical home in Watsonville 95076.

Estimated value$599,825
CheaperTypical $722,048Pricier

Pricier than 28% of homes nearby

Price per ft²$459
CheaperTypical $473Pricier

Pricier than 46% of homes nearby

Living area1,306 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 34% of homes nearby

Year built1942
OlderTypical 1973Newer

Newer than 15% of homes nearby

How 28 Gardner Ave ranks against every home in each area.
MeasureThis homeWatsonville 95076Santa Cruz County
Estimated valuepricier than$599,82528% of homes11% of homes
Price per ft²pricier than$45946% of homes15% of homes
Living areabigger than1,306 ft²34% of homes35% of homes
Lot sizebigger than0.13 ac34% of homes38% of homes
Year builtnewer than194215% of homes15% of homes

About 28 Gardner Ave

How much is 28 Gardner Ave, Watsonville, CA worth?

The TopHap Estimate for 28 Gardner Ave, Watsonville, CA is $599,825 as of Sep 24, 2026. The likely range is $577,545 to $622,105. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Gardner Ave, Watsonville, CA last sell?

28 Gardner Ave, Watsonville, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28 Gardner Ave, Watsonville, CA?

28 Gardner Ave, Watsonville, CA has 3 bedrooms, 2 bathrooms, 1,306 square feet of living space and a 0.13-acre lot.

When was 28 Gardner Ave, Watsonville, CA built?

28 Gardner Ave, Watsonville, CA was built in 1942, making it 84 years old.

What schools serve 28 Gardner Ave, Watsonville, CA?

28 Gardner Ave, Watsonville, CA is assigned to H. A. Hyde Elementary (elementary), rated D-; Cesar E. Chavez Middle School (middle), rated F; Pajaro Valley High School (high), rated D+. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Gardner Ave, Watsonville, CA compare to other homes in Watsonville 95076?

Among the 16,203 homes in Watsonville 95076, it is worth more than 28% of them ($599,825 against a typical $722,048), its price per square foot is higher than 46% of them ($459 against a typical $473), it is bigger than 34% of them (1,306 ft² against a typical 1,521 ft²), its lot is bigger than 34% of them (0.13 ac against a typical 0.17 ac) and it is newer than 15% of them (1942 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Gardner Ave, Watsonville, CA?

The 2025 property tax bill for 28 Gardner Ave, Watsonville, CA was $2,130. The county assessed it at $146,948.

More homes on Gardner Ave

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Assigned schools

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