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Single Family ResidenceResidential
$278,715$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $258,000 on Oct 22, 2024

28 N RIVER ST

HOLDERNESS, NH 03245
4
Beds
1
Baths
1,898 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$279K
$234K low$324K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$258,000 · Oct 22, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,715
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,972
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS BANK · recorded Mar 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,905 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$308,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.83 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAFTON
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Plymouth Regional High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Holderness Central SchoolA
Elementary · Grades KG–8 · 3.5 mi

District: Pemi-Baker Regional School District

Neighborhood · ZIP 03245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,407
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Holderness 03245
  • Costs less per square foot than 98% of homes in Holderness 03245
  • Bigger than 65% of homes in Grafton County
  • Has a smaller lot than 88% of homes in Holderness 03245
  • Older than 95% of homes in Holderness 03245

What homes are worth in Holderness 03245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$4M

This home is worth more than 2% of homes in Holderness 03245.

How it measures up in Holderness 03245

The dot is this home. The mark in the middle is the typical home in Holderness 03245.

Estimated value$278,715
CheaperTypical $690,338Pricier

Pricier than 2% of homes nearby

Price per ft²$147
CheaperTypical $298Pricier

Pricier than 2% of homes nearby

Living area1,898 ft²
SmallerTypical 1,811 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.6 ac
SmallerTypical 2.4 acBigger

Bigger than 12% of homes nearby

Year built1880
OlderTypical 1985Newer

Newer than 5% of homes nearby

How 28 N River St ranks against every home in each area.
MeasureThis homeHolderness 03245Grafton County
Estimated valuepricier than$278,7152% of homes19% of homes
Price per ft²pricier than$1472% of homes8% of homes
Living areabigger than1,898 ft²53% of homes65% of homes
Lot sizebigger than0.6 ac12% of homes31% of homes
Year builtnewer than18805% of homes7% of homes

About 28 N River St

How much is 28 N River St, Holderness, NH worth?

The TopHap Estimate for 28 N River St, Holderness, NH is $278,715 as of Jul 14, 2026. The likely range is $233,810 to $323,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 N River St, Holderness, NH last sell?

28 N River St, Holderness, NH last sold on Oct 22, 2024 for $258,000, according to the county's recorded deed.

How big is 28 N River St, Holderness, NH?

28 N River St, Holderness, NH has 4 bedrooms, 1 bathrooms, 1,898 square feet of living space and a 0.60-acre lot.

When was 28 N River St, Holderness, NH built?

28 N River St, Holderness, NH was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 28 N River St, Holderness, NH?

28 N River St, Holderness, NH is assigned to Plymouth Regional High School (high), rated B-; Holderness Central School (elementary), rated A. All sit in Pemi-Baker Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 N River St, Holderness, NH compare to other homes in Holderness 03245?

Among the 1,408 homes in Holderness 03245, it is worth more than 2% of them ($278,715 against a typical $690,338), its price per square foot is higher than 2% of them ($147 against a typical $298), it is bigger than 53% of them (1,898 ft² against a typical 1,811 ft²), its lot is bigger than 12% of them (0.6 ac against a typical 2.4 ac) and it is newer than 5% of them (1880 against a typical 1985). Measured against all of Grafton County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 N River St, Holderness, NH?

The 2025 property tax bill for 28 N River St, Holderness, NH was $2,905. The county assessed it at $308,400.

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