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Single Family ResidenceResidential
$193,216$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $177,500 on Sep 23, 2022

28 RIDGEWOOD DR

RAY CITY, GA 31645
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$193K
$182K low$205K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$177,500 · Sep 23, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,634
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,307
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,582
MID CONTINENT FUNDING · recorded Sep 23, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,850 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerrien
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 50 ft²Porch · 270 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berrien Middle SchoolC
Middle · Grades 6–8 · 10.7 mi
H
Berrien High SchoolB-
High · Grades 9–12 · 11.0 mi
E
Berrien Primary School
Elementary · Grades PK–2 · 12.1 mi

District: Berrien County School District

Neighborhood · ZIP 31645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,578
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in Berrien County
  • Smaller than 73% of homes in Ray City 31645
  • Newer than 76% of homes in Berrien County

What homes are worth in Ray City 31645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$476K

This home is worth more than 48% of homes in Ray City 31645.

How it measures up in Ray City 31645

The dot is this home. The mark in the middle is the typical home in Ray City 31645.

Estimated value$193,216
CheaperTypical $199,431Pricier

Pricier than 48% of homes nearby

Price per ft²$151
CheaperTypical $128Pricier

Pricier than 69% of homes nearby

Living area1,280 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 27% of homes nearby

Lot size1 ac
SmallerTypical 1.04 acBigger

Bigger than 49% of homes nearby

Year built1999
OlderTypical 1998Newer

Newer than 58% of homes nearby

How 28 Ridgewood Dr ranks against every home in each area.
MeasureThis homeRay City 31645Berrien County
Estimated valuepricier than$193,21648% of homes64% of homes
Price per ft²pricier than$15169% of homes82% of homes
Living areabigger than1,280 ft²27% of homes34% of homes
Lot sizebigger than1 ac49% of homes43% of homes
Year builtnewer than199958% of homes76% of homes

About 28 Ridgewood Dr

How much is 28 Ridgewood Dr, Ray City, GA worth?

The TopHap Estimate for 28 Ridgewood Dr, Ray City, GA is $193,216 as of Jul 14, 2026. The likely range is $181,519 to $204,913. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Ridgewood Dr, Ray City, GA last sell?

28 Ridgewood Dr, Ray City, GA last sold on Sep 23, 2022 for $177,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 28 Ridgewood Dr, Ray City, GA?

28 Ridgewood Dr, Ray City, GA has 2 bathrooms, 1,280 square feet of living space and a 1.00-acre lot.

When was 28 Ridgewood Dr, Ray City, GA built?

28 Ridgewood Dr, Ray City, GA was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 28 Ridgewood Dr, Ray City, GA?

28 Ridgewood Dr, Ray City, GA is assigned to Berrien Middle School (middle), rated C; Berrien High School (high), rated B-; Berrien Primary School (elementary). All sit in Berrien County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Ridgewood Dr, Ray City, GA compare to other homes in Ray City 31645?

Among the 1,655 homes in Ray City 31645, it is worth more than 48% of them ($193,216 against a typical $199,431), its price per square foot is higher than 69% of them ($151 against a typical $128), it is bigger than 27% of them (1,280 ft² against a typical 1,536 ft²), its lot is bigger than 49% of them (1 ac against a typical 1.04 ac) and it is newer than 58% of them (1999 against a typical 1998). Measured against all of Berrien County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Ridgewood Dr, Ray City, GA?

The 2025 property tax bill for 28 Ridgewood Dr, Ray City, GA was $1,850. The county assessed it at $59,700.

More homes on Ridgewood Dr

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Assigned schools

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