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Single Family ResidenceResidential
$446,604$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Jan 13, 2023

28 RIVER RD

CONCORD, NH 03303
3
Beds
1.5
Baths
2,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1840
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$447K
$432K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Jan 13, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$146,604
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$117,283
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
CMG MORTGAGE INC · P · 5.25% 1 · recorded Jan 13, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,060 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$164,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$372,875

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.2.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Christa McAuliffe SchoolA-
Elementary · Grades KG–5 · 1.1 mi
H
Concord High SchoolC-
High · Grades 9–12 · 1.5 mi
M
Rundlett Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi

District: Concord School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Penacook
  • Costs less per square foot than 93% of homes in Penacook
  • Bigger than 87% of homes in Penacook
  • Has a bigger lot than 93% of homes in Penacook
  • Older than 98% of homes in Penacook

What homes are worth in Concord 03303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$207K$724K

This home is worth more than 65% of homes in Concord 03303.

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Estimated value$446,604
CheaperTypical $400,544Pricier

Pricier than 65% of homes nearby

Price per ft²$204
CheaperTypical $259Pricier

Pricier than 13% of homes nearby

Living area2,194 ft²
SmallerTypical 1,417 ft²Bigger

Bigger than 82% of homes nearby

Lot size2.8 ac
SmallerTypical 0.75 acBigger

Bigger than 76% of homes nearby

Year built1840
OlderTypical 1986Newer

Newer than 3% of homes nearby

How 28 River Rd ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Estimated valuepricier than$446,60475% of homes65% of homes47% of homes
Price per ft²pricier than$2047% of homes13% of homes18% of homes
Living areabigger than2,194 ft²87% of homes82% of homes68% of homes
Lot sizebigger than2.8 ac93% of homes76% of homes70% of homes
Year builtnewer than18402% of homes3% of homes4% of homes

About 28 River Rd

How much is 28 River Rd, Concord, NH worth?

The TopHap Estimate for 28 River Rd, Concord, NH is $446,604 as of Jul 14, 2026. The likely range is $432,275 to $460,933. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 River Rd, Concord, NH last sell?

28 River Rd, Concord, NH last sold on Jan 13, 2023 for $375,000, according to the county's recorded deed.

How big is 28 River Rd, Concord, NH?

28 River Rd, Concord, NH has 3 bedrooms, 1.5 bathrooms, 2,194 square feet of living space and a 2.80-acre lot.

When was 28 River Rd, Concord, NH built?

28 River Rd, Concord, NH was built in 1840, making it 186 years old. It is a cape cod home. The building has 2 stories.

What schools serve 28 River Rd, Concord, NH?

28 River Rd, Concord, NH is assigned to Christa McAuliffe School (elementary), rated A-; Concord High School (high), rated C-; Rundlett Middle School (middle), rated B-. All sit in Concord School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 River Rd, Concord, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is worth more than 65% of them ($446,604 against a typical $400,544), its price per square foot is higher than 13% of them ($204 against a typical $259), it is bigger than 82% of them (2,194 ft² against a typical 1,417 ft²), its lot is bigger than 76% of them (2.8 ac against a typical 0.75 ac) and it is newer than 3% of them (1840 against a typical 1986). Measured against all of Merrimack County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 River Rd, Concord, NH?

The 2025 property tax bill for 28 River Rd, Concord, NH was $11,060. The county assessed it at $359,800.

Closest homes

More homes in Concord 03303

Assigned schools

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