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Single Family ResidenceResidential
$708,661$484 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $375,000 on Dec 15, 2014

28 ROCK ST

COLD SPRING, NY 10516
3
Beds
1.5
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,300 ft²
Lot SizeThe size of the land the home sits on, from county records.
1897
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$709K
$650K low$767K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Dec 15, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,647 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$167,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$167,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$547,114

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.05
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake Front

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Haldane Middle SchoolA+
Middle · Grades 6–8 · 0.3 mi
H
Haldane High SchoolA-
High · Grades 9–12 · 0.3 mi
E
Haldane Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi

District: Haldane Central School District

Neighborhood · ZIP 10516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.176 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Rock St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Putnam County
  • Costs more per square foot than 93% of homes in Putnam County
  • Smaller than 68% of homes in Putnam County
  • Has a smaller lot than 90% of homes in Cold Spring 10516
  • Older than 97% of homes in Putnam County

What homes are worth in Cold Spring 10516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$358K$2.1M

This home is worth more than 42% of homes in Cold Spring 10516.

How it measures up in Cold Spring 10516

The dot is this home. The mark in the middle is the typical home in Cold Spring 10516.

Estimated value$708,661
CheaperTypical $747,452Pricier

Pricier than 42% of homes nearby

Price per ft²$484
CheaperTypical $444Pricier

Pricier than 63% of homes nearby

Living area1,464 ft²
SmallerTypical 1,817 ft²Bigger

Bigger than 35% of homes nearby

Lot size2,300 ft²
SmallerTypical 0.54 acBigger

Bigger than 10% of homes nearby

Year built1897
OlderTypical 1965Newer

Newer than 17% of homes nearby

How 28 Rock St ranks against every home in each area.
MeasureThis homeCold Spring 10516Putnam County
Estimated valuepricier than$708,66142% of homes74% of homes
Price per ft²pricier than$48463% of homes93% of homes
Living areabigger than1,464 ft²35% of homes32% of homes
Lot sizebigger than2,300 ft²10% of homes13% of homes
Year builtnewer than189717% of homes3% of homes

About 28 Rock St

How much is 28 Rock St, Cold Spring, NY worth?

The TopHap Estimate for 28 Rock St, Cold Spring, NY is $708,661 as of Sep 24, 2026. The likely range is $649,824 to $767,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Rock St, Cold Spring, NY last sell?

28 Rock St, Cold Spring, NY last sold on Dec 15, 2014 for $375,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 28 Rock St, Cold Spring, NY?

28 Rock St, Cold Spring, NY has 3 bedrooms, 1.5 bathrooms, 1,464 square feet of living space and a 0.05-acre lot.

When was 28 Rock St, Cold Spring, NY built?

28 Rock St, Cold Spring, NY was built in 1897, making it 129 years old. The building has 2 stories.

What schools serve 28 Rock St, Cold Spring, NY?

28 Rock St, Cold Spring, NY is assigned to Haldane Middle School (middle), rated A+; Haldane High School (high), rated A-; Haldane Elementary School (elementary), rated A-. All sit in Haldane Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Rock St, Cold Spring, NY compare to other homes in Cold Spring 10516?

Among the 2,219 homes in Cold Spring 10516, it is worth more than 42% of them ($708,661 against a typical $747,452), its price per square foot is higher than 63% of them ($484 against a typical $444), it is bigger than 35% of them (1,464 ft² against a typical 1,817 ft²), its lot is bigger than 10% of them (2,300 ft² against a typical 0.54 ac) and it is newer than 17% of them (1897 against a typical 1965). Measured against all of Putnam County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Rock St, Cold Spring, NY?

The 2024 property tax bill for 28 Rock St, Cold Spring, NY was $10,647. The county assessed it at $167,800.

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