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Single Family ResidenceResidential
$947,463$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $565,000 on Dec 23, 2008

28 ROSE LN

SPARTA, NJ 07871
0
Baths
3,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.

Valuation

$947K
$889K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$565,000 · Dec 23, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$458,063
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$366,450
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$389,000
J P MORGAN CHASE BANK · recorded Apr 25, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,400
JP MORGAN CHASE BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,015 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$518,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$172,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$346,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$518,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$518,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUSSEX
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sparta High SchoolB
High · Grades 9–12 · 2.0 mi
M
Sparta Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
E
Sparta Alpine School
Elementary · Grades PK–2 · 3.5 mi

District: Sparta Township School District

Neighborhood · ZIP 07871These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.17
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,461
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.530 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$191,626
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Sussex County
  • Costs less per square foot than 67% of homes in Sparta 07871
  • Bigger than 95% of homes in Sussex County
  • Has a bigger lot than 94% of homes in Sparta 07871
  • Newer than 81% of homes in Sussex County

What homes are worth in Sparta 07871

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$1.6M

This home is worth more than 82% of homes in Sparta 07871.

How it measures up in Sparta 07871

The dot is this home. The mark in the middle is the typical home in Sparta 07871.

Estimated value$947,463
CheaperTypical $629,981Pricier

Pricier than 82% of homes nearby

Price per ft²$280
CheaperTypical $308Pricier

Pricier than 33% of homes nearby

Living area3,386 ft²
SmallerTypical 2,082 ft²Bigger

Bigger than 84% of homes nearby

Lot size3.24 ac
SmallerTypical 0.48 acBigger

Bigger than 94% of homes nearby

Year built1993
OlderTypical 1973Newer

Newer than 75% of homes nearby

How 28 Rose Ln ranks against every home in each area.
MeasureThis homeSparta 07871Sussex County
Estimated valuepricier than$947,46382% of homes97% of homes
Price per ft²pricier than$28033% of homes50% of homes
Living areabigger than3,386 ft²84% of homes95% of homes
Lot sizebigger than3.24 ac94% of homes93% of homes
Year builtnewer than199375% of homes81% of homes

About 28 Rose Ln

How much is 28 Rose Ln, Sparta, NJ worth?

The TopHap Estimate for 28 Rose Ln, Sparta, NJ is $947,463 as of Jul 14, 2026. The likely range is $889,124 to $1,005,802. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Rose Ln, Sparta, NJ last sell?

28 Rose Ln, Sparta, NJ last sold on Dec 23, 2008 for $565,000, according to the county's recorded deed.

When was 28 Rose Ln, Sparta, NJ built?

28 Rose Ln, Sparta, NJ was built in 1993, making it 33 years old. It is a colonial home.

What schools serve 28 Rose Ln, Sparta, NJ?

28 Rose Ln, Sparta, NJ is assigned to Sparta High School (high), rated B; Sparta Middle School (middle), rated B-; Sparta Alpine School (elementary). All sit in Sparta Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Rose Ln, Sparta, NJ compare to other homes in Sparta 07871?

Among the 8,328 homes in Sparta 07871, it is worth more than 82% of them ($947,463 against a typical $629,981), its price per square foot is higher than 33% of them ($280 against a typical $308), it is bigger than 84% of them (3,386 ft² against a typical 2,082 ft²), its lot is bigger than 94% of them (3.24 ac against a typical 0.48 ac) and it is newer than 75% of them (1993 against a typical 1973). Measured against all of Sussex County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Rose Ln, Sparta, NJ?

The 2025 property tax bill for 28 Rose Ln, Sparta, NJ was $19,015. The county assessed it at $518,400.

Closest homes

More homes in Sparta 07871

Assigned schools

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