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Single Family ResidenceResidential
$1,349,835$597 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

28 SAN TOMAS

RANCHO SANTA MARGARITA, CA 92688
3
Beds
3
Baths
2,261 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.3M low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,743 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$481,999 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$186,161
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$295,838
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$472,549

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
23
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arroyo Vista Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
M
Arroyo Vista Middle SchoolA+
Middle · Grades 6–8 · 0.9 mi
H
Tesoro High SchoolA+
High · Grades 9–12 · 3.8 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92688These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,614
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,998 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,432
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 San Tomas measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Rancho Trabuco
  • Costs less per square foot than 68% of homes in Orange County
  • Bigger than 82% of homes in Rancho Santa Margarita 92688
  • Has a bigger lot than 76% of homes in Rancho Santa Margarita 92688
  • Older than 88% of homes in Rancho Trabuco

What homes are worth in Rancho Santa Margarita 92688

Each bar is how many homes fall in that price range. The marker is this home.

This home
$424K$1.8M

This home is worth more than 84% of homes in Rancho Santa Margarita 92688.

How it measures up in Rancho Santa Margarita 92688

The dot is this home. The mark in the middle is the typical home in Rancho Santa Margarita 92688.

Estimated value$1,349,835
CheaperTypical $1,016,928Pricier

Pricier than 84% of homes nearby

Price per ft²$597
CheaperTypical $625Pricier

Pricier than 36% of homes nearby

Living area2,261 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.12 ac
SmallerTypical 4,269 ft²Bigger

Bigger than 76% of homes nearby

Year built1990
OlderTypical 1991Newer

Newer than 48% of homes nearby

How 28 San Tomas ranks against every home in each area.
MeasureThis homeRancho TrabucoRancho Santa Margarita 92688Orange County
Estimated valuepricier than$1,349,83585% of homes84% of homes65% of homes
Price per ft²pricier than$59761% of homes36% of homes32% of homes
Living areabigger than2,261 ft²72% of homes82% of homes72% of homes
Lot sizebigger than0.12 ac62% of homes76% of homes28% of homes
Year builtnewer than199012% of homes48% of homes75% of homes

About 28 San Tomas

How much is 28 San Tomas, Rancho Santa Margarita, CA worth?

The TopHap Estimate for 28 San Tomas, Rancho Santa Margarita, CA is $1,349,835 as of Sep 24, 2026. The likely range is $1,313,104 to $1,386,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 San Tomas, Rancho Santa Margarita, CA last sell?

28 San Tomas, Rancho Santa Margarita, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28 San Tomas, Rancho Santa Margarita, CA?

28 San Tomas, Rancho Santa Margarita, CA has 3 bedrooms, 3 bathrooms, 2,261 square feet of living space and a 0.12-acre lot.

When was 28 San Tomas, Rancho Santa Margarita, CA built?

28 San Tomas, Rancho Santa Margarita, CA was built in 1990, making it 36 years old.

What schools serve 28 San Tomas, Rancho Santa Margarita, CA?

28 San Tomas, Rancho Santa Margarita, CA is assigned to Arroyo Vista Elementary School (elementary), rated A; Arroyo Vista Middle School (middle), rated A+; Tesoro High School (high), rated A+. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 San Tomas, Rancho Santa Margarita, CA compare to other homes in Rancho Santa Margarita 92688?

Among the 13,072 homes in Rancho Santa Margarita 92688, it is worth more than 84% of them ($1,349,835 against a typical $1,016,928), its price per square foot is higher than 36% of them ($597 against a typical $625), it is bigger than 82% of them (2,261 ft² against a typical 1,551 ft²), its lot is bigger than 76% of them (0.12 ac against a typical 4,269 ft²) and it is newer than 48% of them (1990 against a typical 1991). Measured against all of Orange County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 San Tomas, Rancho Santa Margarita, CA?

The 2025 property tax bill for 28 San Tomas, Rancho Santa Margarita, CA was $4,743. The county assessed it at $481,999.

More homes on San Tomas

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Assigned schools

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