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Single Family ResidenceResidential
$447,573$509 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $208,000 on May 27, 2003

28 SPRUCE RD

HOWELL, NJ 07731
2
Beds
1
Baths
880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NOS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for May 26, 2026.

Valuation

$448K
$323K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$208,000 · May 27, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$308,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²

Foreclosure Filings(10)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Land O'Pines Elementary SchoolC
Elementary · Grades KG–5 · 0.4 mi
M
Howell Township Middle School NorthB
Middle · Grades 6–8 · 2.6 mi
H
Freehold Township High SchoolC+
High · Grades 9–12 · 5.0 mi

District: Howell Township School District

Neighborhood · ZIP 07731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.40,157
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,199 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,337
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$146,567
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Spruce Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Monmouth County
  • Costs more per square foot than 98% of homes in Howell 07731
  • Smaller than 98% of homes in Howell 07731
  • Older than 85% of homes in Howell 07731

What homes are worth in Howell 07731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1.1M

This home is worth more than 16% of homes in Howell 07731.

How it measures up in Howell 07731

The dot is this home. The mark in the middle is the typical home in Howell 07731.

Estimated value$447,573
CheaperTypical $660,423Pricier

Pricier than 16% of homes nearby

Price per ft²$509
CheaperTypical $351Pricier

Pricier than 98% of homes nearby

Living area880 ft²
SmallerTypical 1,842 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.32 ac
SmallerTypical 0.23 acBigger

Bigger than 59% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 15% of homes nearby

How 28 Spruce Rd ranks against every home in each area.
MeasureThis homeHowell 07731Monmouth County
Estimated valuepricier than$447,57316% of homes12% of homes
Price per ft²pricier than$50998% of homes77% of homes
Living areabigger than880 ft²2% of homes5% of homes
Lot sizebigger than0.32 ac59% of homes60% of homes
Year builtnewer than196015% of homes34% of homes

About 28 Spruce Rd

How much is 28 Spruce Rd, Howell, NJ worth?

The TopHap Estimate for 28 Spruce Rd, Howell, NJ is $447,573 as of Oct 21, 2026. The likely range is $323,335 to $571,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Spruce Rd, Howell, NJ last sell?

28 Spruce Rd, Howell, NJ last sold on May 27, 2003 for $208,000, according to the county's recorded deed.

How big is 28 Spruce Rd, Howell, NJ?

28 Spruce Rd, Howell, NJ has 2 bedrooms, 1 bathrooms, 880 square feet of living space and a 0.32-acre lot.

When was 28 Spruce Rd, Howell, NJ built?

28 Spruce Rd, Howell, NJ was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 28 Spruce Rd, Howell, NJ?

28 Spruce Rd, Howell, NJ is assigned to Land O'Pines Elementary School (elementary), rated C; Howell Township Middle School North (middle), rated B; Freehold Township High School (high), rated C+. All sit in Howell Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Spruce Rd, Howell, NJ compare to other homes in Howell 07731?

Among the 13,097 homes in Howell 07731, it is worth more than 16% of them ($447,573 against a typical $660,423), its price per square foot is higher than 98% of them ($509 against a typical $351), it is bigger than 2% of them (880 ft² against a typical 1,842 ft²), its lot is bigger than 59% of them (0.32 ac against a typical 0.23 ac) and it is newer than 15% of them (1960 against a typical 1985). Measured against all of Monmouth County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Spruce Rd, Howell, NJ?

The 2025 property tax bill for 28 Spruce Rd, Howell, NJ was $6,914. The county assessed it at $403,600.

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