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Single Family ResidenceResidential
$173,247$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $162,500 on Sep 14, 2020

28 UNDERWOOD RD

ROCKHOLDS, KY 40759
2
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$173K
$161K low$186K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,500 · Sep 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,090 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhitley
Lot (acres)The size of the land the home sits on, from county records.21.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitley County North Elementary SchoolB
Elementary · Grades PK–6 · 1.5 mi
M
Whitley County Middle SchoolA
Middle · Grades 7–8 · 4.4 mi
H
Whitley County High SchoolA-
High · Grades 9–12 · 4.5 mi

District: Whitley County School District

Neighborhood · ZIP 40759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,913
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Underwood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Rockholds 40759
  • Costs more per square foot than 91% of homes in Rockholds 40759
  • Has a bigger lot than 93% of homes in Whitley County

What homes are worth in Rockholds 40759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$297K

This home is worth more than 84% of homes in Rockholds 40759.

How it measures up in Rockholds 40759

The dot is this home. The mark in the middle is the typical home in Rockholds 40759.

Estimated value$173,247
CheaperTypical $92,940Pricier

Pricier than 84% of homes nearby

Price per ft²$155
CheaperTypical $92Pricier

Pricier than 91% of homes nearby

Living area1,120 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 46% of homes nearby

Lot size21.28 ac
SmallerTypical 2.5 acBigger

Bigger than 81% of homes nearby

How 28 Underwood Rd ranks against every home in each area.
MeasureThis homeRockholds 40759Whitley County
Estimated valuepricier than$173,24784% of homes77% of homes
Price per ft²pricier than$15591% of homes89% of homes
Living areabigger than1,120 ft²46% of homes39% of homes
Lot sizebigger than21.28 ac81% of homes93% of homes

About 28 Underwood Rd

How much is 28 Underwood Rd, Rockholds, KY worth?

The TopHap Estimate for 28 Underwood Rd, Rockholds, KY is $173,247 as of Jul 14, 2026. The likely range is $160,727 to $185,767. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Underwood Rd, Rockholds, KY last sell?

28 Underwood Rd, Rockholds, KY last sold on Sep 14, 2020 for $162,500, according to the county's recorded deed.

How big is 28 Underwood Rd, Rockholds, KY?

28 Underwood Rd, Rockholds, KY has 2 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 21.28-acre lot.

What schools serve 28 Underwood Rd, Rockholds, KY?

28 Underwood Rd, Rockholds, KY is assigned to Whitley County North Elementary School (elementary), rated B; Whitley County Middle School (middle), rated A; Whitley County High School (high), rated A-. All sit in Whitley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Underwood Rd, Rockholds, KY compare to other homes in Rockholds 40759?

Among the 1,670 homes in Rockholds 40759, it is worth more than 84% of them ($173,247 against a typical $92,940), its price per square foot is higher than 91% of them ($155 against a typical $92), it is bigger than 46% of them (1,120 ft² against a typical 1,200 ft²) and its lot is bigger than 81% of them (21.28 ac against a typical 2.5 ac). Measured against all of Whitley County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Underwood Rd, Rockholds, KY?

The 2025 property tax bill for 28 Underwood Rd, Rockholds, KY was $1,090. The county assessed it at $139,000.

More homes on Underwood Rd

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Assigned schools

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