Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$272,991$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on May 14, 2019

2804 PROVIDENCE LN

MONTGOMERY, IL 60538
4
Beds
2
Baths
1,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,089 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$273K
$264K low$282K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · May 14, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,887 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,532 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,196
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,336
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,466
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,596

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKENDALL
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakewood Creek Elementary SchoolB
Elementary · Grades KG–5 · 0.1 mi
M
Thompson Junior High SchoolC+
Middle · Grades 6–8 · 3.5 mi
H
Oswego High SchoolA-
High · Grades 9–12 · 3.6 mi

District: Oswego Community Unit School District 308

Neighborhood · ZIP 60538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.29,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,993 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,697
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,549
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2804 Providence Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Kendall County
  • Costs less per square foot than 66% of homes in Montgomery 60538
  • Smaller than 75% of homes in Kendall County
  • Has a smaller lot than 94% of homes in Montgomery 60538
  • Newer than 68% of homes in Montgomery 60538

What homes are worth in Montgomery 60538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$487K

This home is worth more than 21% of homes in Montgomery 60538.

How it measures up in Montgomery 60538

The dot is this home. The mark in the middle is the typical home in Montgomery 60538.

Estimated value$272,991
CheaperTypical $318,496Pricier

Pricier than 21% of homes nearby

Price per ft²$181
CheaperTypical $199Pricier

Pricier than 34% of homes nearby

Living area1,508 ft²
SmallerTypical 1,621 ft²Bigger

Bigger than 44% of homes nearby

Lot size4,089 ft²
SmallerTypical 0.21 acBigger

Bigger than 6% of homes nearby

Year built2003
OlderTypical 1998Newer

Newer than 68% of homes nearby

How 2804 Providence Ln ranks against every home in each area.
MeasureThis homeMontgomery 60538Kendall County
Estimated valuepricier than$272,99121% of homes14% of homes
Price per ft²pricier than$18134% of homes35% of homes
Living areabigger than1,508 ft²44% of homes25% of homes
Lot sizebigger than4,089 ft²6% of homes7% of homes
Year builtnewer than200368% of homes52% of homes

About 2804 Providence Ln

How much is 2804 Providence Ln, Montgomery, IL worth?

The TopHap Estimate for 2804 Providence Ln, Montgomery, IL is $272,991 as of Sep 24, 2026. The likely range is $264,471 to $281,511. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2804 Providence Ln, Montgomery, IL last sell?

2804 Providence Ln, Montgomery, IL last sold on May 14, 2019 for $170,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2804 Providence Ln, Montgomery, IL?

2804 Providence Ln, Montgomery, IL has 4 bedrooms, 2 bathrooms, 1,508 square feet of living space and a 0.09-acre lot.

When was 2804 Providence Ln, Montgomery, IL built?

2804 Providence Ln, Montgomery, IL was built in 2003, making it 23 years old. It is a bi-level home. The building has 2 stories.

What schools serve 2804 Providence Ln, Montgomery, IL?

2804 Providence Ln, Montgomery, IL is assigned to Lakewood Creek Elementary School (elementary), rated B; Thompson Junior High School (middle), rated C+; Oswego High School (high), rated A-. All sit in Oswego Community Unit School District 308. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2804 Providence Ln, Montgomery, IL compare to other homes in Montgomery 60538?

Among the 9,148 homes in Montgomery 60538, it is worth more than 21% of them ($272,991 against a typical $318,496), its price per square foot is higher than 34% of them ($181 against a typical $199), it is bigger than 44% of them (1,508 ft² against a typical 1,621 ft²), its lot is bigger than 6% of them (4,089 ft² against a typical 0.21 ac) and it is newer than 68% of them (2003 against a typical 1998). Measured against all of Kendall County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2804 Providence Ln, Montgomery, IL?

The 2024 property tax bill for 2804 Providence Ln, Montgomery, IL was $5,887. The county assessed it at $83,532.

More homes on Providence Ln

Closest homes

More homes in Montgomery 60538

Assigned schools

Explore the area

See this home in context

Open 2804 Providence Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map