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Single Family ResidenceResidential
$236,308$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $132,000 on May 24, 2005

2804 RACHEL RD

CHAMPAIGN, IL 61822
2
Baths
1,406 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$236K
$226K low$247K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,000 · May 24, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.108%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,557
NATIONAL CITY MORTGAGE · recorded May 27, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,000
BUSEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,645 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,270 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,810

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kenwood Elementary SchoolC+
Elementary · Grades KG–5 · 1.1 mi
H
Centennial High SchoolC+
High · Grades 9–12 · 1.2 mi
M
Jefferson Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61822These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.27,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,936
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2804 Rachel Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Champaign 61822
  • Costs less per square foot than 70% of homes in Champaign 61822
  • Newer than 82% of homes in Champaign County

What homes are worth in Champaign 61822

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$819K

This home is worth more than 20% of homes in Champaign 61822.

How it measures up in Champaign 61822

The dot is this home. The mark in the middle is the typical home in Champaign 61822.

Estimated value$236,308
CheaperTypical $341,401Pricier

Pricier than 20% of homes nearby

Price per ft²$168
CheaperTypical $183Pricier

Pricier than 30% of homes nearby

Living area1,406 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 40% of homes nearby

Year built1989
OlderTypical 1990Newer

Newer than 45% of homes nearby

How 2804 Rachel Rd ranks against every home in each area.
MeasureThis homeChampaign 61822Champaign County
Estimated valuepricier than$236,30820% of homes52% of homes
Price per ft²pricier than$16830% of homes52% of homes
Living areabigger than1,406 ft²40% of homes64% of homes
Year builtnewer than198945% of homes82% of homes

About 2804 Rachel Rd

How much is 2804 Rachel Rd, Champaign, IL worth?

The TopHap Estimate for 2804 Rachel Rd, Champaign, IL is $236,308 as of Jul 14, 2026. The likely range is $225,502 to $247,113. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2804 Rachel Rd, Champaign, IL last sell?

2804 Rachel Rd, Champaign, IL last sold on May 24, 2005 for $132,000, according to the county's recorded deed.

How big is 2804 Rachel Rd, Champaign, IL?

2804 Rachel Rd, Champaign, IL has 2 bathrooms and 1,406 square feet of living space.

When was 2804 Rachel Rd, Champaign, IL built?

2804 Rachel Rd, Champaign, IL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 2804 Rachel Rd, Champaign, IL?

2804 Rachel Rd, Champaign, IL is assigned to Kenwood Elementary School (elementary), rated C+; Centennial High School (high), rated C+; Jefferson Middle School (middle), rated B-. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2804 Rachel Rd, Champaign, IL compare to other homes in Champaign 61822?

Among the 8,388 homes in Champaign 61822, it is worth more than 20% of them ($236,308 against a typical $341,401), its price per square foot is higher than 30% of them ($168 against a typical $183), it is bigger than 40% of them (1,406 ft² against a typical 1,488 ft²) and it is newer than 45% of them (1989 against a typical 1990). Measured against all of Champaign County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2804 Rachel Rd, Champaign, IL?

The 2024 property tax bill for 2804 Rachel Rd, Champaign, IL was $4,645. The county assessed it at $59,270.

More homes on Rachel Rd

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Assigned schools

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