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Single Family ResidenceResidential
$317,134$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2804 RIDERS WAY

WACO, TX 76712
3
Beds
2
Baths
1,779 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$317K
$305K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,934
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,747
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$251,200
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Apr 18, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,282 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,150

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLennan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 322 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hewitt Elementary SchoolA-
Elementary · Grades PK–5 · 0.2 mi
M
Midway Middle SchoolB-
Middle · Grades 6–8 · 1.0 mi
H
Midway High SchoolA-
High · Grades 9–12 · 1.4 mi

District: Midway Independent School District

Neighborhood · ZIP 76712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.544 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,095
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2804 Riders Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 71% of homes in Woodway 76712
  • Has a smaller lot than 88% of homes in Woodway 76712
  • Newer than 83% of homes in McLennan County

What homes are worth in Woodway 76712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1M

This home is worth more than 36% of homes in Woodway 76712.

How it measures up in Woodway 76712

The dot is this home. The mark in the middle is the typical home in Woodway 76712.

Estimated value$317,134
CheaperTypical $362,395Pricier

Pricier than 36% of homes nearby

Price per ft²$178
CheaperTypical $175Pricier

Pricier than 55% of homes nearby

Living area1,779 ft²
SmallerTypical 2,136 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.18 ac
SmallerTypical 0.31 acBigger

Bigger than 12% of homes nearby

Year built2009
OlderTypical 1991Newer

Newer than 79% of homes nearby

How 2804 Riders Way ranks against every home in each area.
MeasureThis homeWest WacoWoodway 76712McLennan County
Estimated valuepricier than$317,13443% of homes36% of homes62% of homes
Price per ft²pricier than$17850% of homes55% of homes63% of homes
Living areabigger than1,779 ft²35% of homes29% of homes59% of homes
Lot sizebigger than0.18 ac23% of homes12% of homes18% of homes
Year builtnewer than200977% of homes79% of homes83% of homes

About 2804 Riders Way

How much is 2804 Riders Way, Waco, TX worth?

The TopHap Estimate for 2804 Riders Way, Waco, TX is $317,134 as of Jul 14, 2026. The likely range is $305,442 to $328,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2804 Riders Way, Waco, TX last sell?

2804 Riders Way, Waco, TX last sold on Apr 18, 2023, according to the county's recorded deed.

How big is 2804 Riders Way, Waco, TX?

2804 Riders Way, Waco, TX has 3 bedrooms, 2 bathrooms, 1,779 square feet of living space and a 0.18-acre lot.

When was 2804 Riders Way, Waco, TX built?

2804 Riders Way, Waco, TX was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 2804 Riders Way, Waco, TX?

2804 Riders Way, Waco, TX is assigned to Hewitt Elementary School (elementary), rated A-; Midway Middle School (middle), rated B-; Midway High School (high), rated A-. All sit in Midway Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2804 Riders Way, Waco, TX compare to other homes in Woodway 76712?

Among the 9,557 homes in Woodway 76712, it is worth more than 36% of them ($317,134 against a typical $362,395), its price per square foot is higher than 55% of them ($178 against a typical $175), it is bigger than 29% of them (1,779 ft² against a typical 2,136 ft²), its lot is bigger than 12% of them (0.18 ac against a typical 0.31 ac) and it is newer than 79% of them (2009 against a typical 1991). Measured against all of McLennan County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2804 Riders Way, Waco, TX?

The 2024 property tax bill for 2804 Riders Way, Waco, TX was $7,282. The county assessed it at $319,150.

Closest homes

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Assigned schools

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