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CondominiumResidential
$499,900$369 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $499,900 on Oct 27, 2026

2804 WHISPERING SHORES DR

VERMILION, OH 44089
2
Beds
2
Baths
1,353 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
291 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$500K
$451K low$548K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$499,900 · Oct 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,706
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$327,730

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyLORAIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 523 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vermilion High SchoolB-
High · Grades 8–12 · 3.1 mi
E
Vermilion Elementary SchoolB-
Elementary · Grades PK–3 · 3.3 mi
M
Sailorway Middle SchoolB
Middle · Grades 4–7 · 3.5 mi

District: Vermilion Local School District

Neighborhood · ZIP 44089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,721
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2804 Whispering Shores Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Lorain County
  • Among the highest price per square foot in Lorain County
  • Smaller than 70% of homes in Vermilion 44089
  • Among the smallest lots in Vermilion 44089
  • Newer than 89% of homes in Vermilion 44089

What homes are worth in Vermilion 44089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$919K

This home is worth more than 86% of homes in Vermilion 44089.

How it measures up in Vermilion 44089

The dot is this home. The mark in the middle is the typical home in Vermilion 44089.

Estimated value$499,900
CheaperTypical $281,566Pricier

Pricier than 86% of homes nearby

Price per ft²$369
CheaperTypical $177Pricier

Pricier than 95% of homes nearby

Living area1,353 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 30% of homes nearby

Lot size291 ft²
SmallerTypical 0.26 acBigger

Smaller than almost all homes nearby

Year built2003
OlderTypical 1972Newer

Newer than 89% of homes nearby

How 2804 Whispering Shores Dr ranks against every home in each area.
MeasureThis homeVermilion 44089Lorain County
Estimated valuepricier than$499,90086% of homes88% of homes
Price per ft²pricier than$36995% of homesalmost all homes
Living areabigger than1,353 ft²30% of homes32% of homes
Lot sizebigger than291 ft²almost no homesalmost no homes
Year builtnewer than200389% of homes81% of homes

About 2804 Whispering Shores Dr

How much is 2804 Whispering Shores Dr, Vermilion, OH worth?

The TopHap Estimate for 2804 Whispering Shores Dr, Vermilion, OH is $499,900 as of Oct 21, 2026. The likely range is $451,381 to $548,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2804 Whispering Shores Dr, Vermilion, OH last sell?

2804 Whispering Shores Dr, Vermilion, OH last sold on Oct 27, 2026 for $499,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2804 Whispering Shores Dr, Vermilion, OH?

2804 Whispering Shores Dr, Vermilion, OH has 2 bedrooms, 2 bathrooms, 1,353 square feet of living space and a 0.01-acre lot.

When was 2804 Whispering Shores Dr, Vermilion, OH built?

2804 Whispering Shores Dr, Vermilion, OH was built in 2003, making it 23 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 2804 Whispering Shores Dr, Vermilion, OH?

2804 Whispering Shores Dr, Vermilion, OH is assigned to Vermilion High School (high), rated B-; Vermilion Elementary School (elementary), rated B-; Sailorway Middle School (middle), rated B. All sit in Vermilion Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2804 Whispering Shores Dr, Vermilion, OH compare to other homes in Vermilion 44089?

Among the 7,598 homes in Vermilion 44089, it is worth more than 86% of them ($499,900 against a typical $281,566), its price per square foot is higher than 95% of them ($369 against a typical $177), it is bigger than 30% of them (1,353 ft² against a typical 1,628 ft²), its lot is bigger than almost none of them (291 ft² against a typical 0.26 ac) and it is newer than 89% of them (2003 against a typical 1972). Measured against all of Lorain County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2804 Whispering Shores Dr, Vermilion, OH?

The 2025 property tax bill for 2804 Whispering Shores Dr, Vermilion, OH was $5,832. The county assessed it at $114,710.

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