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Single Family ResidenceResidential
$381,078$311 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $102,500 on May 19, 1994

2809 FINLANDIA AVE

MODESTO, CA 95358
3
Beds
2
Baths
1,225 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$359K low$404K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$102,500 · May 19, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,903 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,678 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,334
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,344
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,195

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Irregular Lot

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hart-Ransom Elementary SchoolB+
Elementary · Grades KG–8 · 1.5 mi
H
Modesto High SchoolC-
High · Grades 9–12 · 2.6 mi

District: Hart-Ransom Union Elementary School District

Neighborhood · ZIP 95358These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.33,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.274 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,223
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2809 Finlandia Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Stanislaus County
  • Costs more per square foot than 70% of homes in Modesto 95358
  • Smaller than 77% of homes in Stanislaus County

What homes are worth in Modesto 95358

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$812K

This home is worth more than 36% of homes in Modesto 95358.

How it measures up in Modesto 95358

The dot is this home. The mark in the middle is the typical home in Modesto 95358.

Estimated value$381,078
CheaperTypical $408,549Pricier

Pricier than 36% of homes nearby

Price per ft²$311
CheaperTypical $287Pricier

Pricier than 70% of homes nearby

Living area1,225 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 58% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 62% of homes nearby

How 2809 Finlandia Ave ranks against every home in each area.
MeasureThis homeModesto 95358Stanislaus County
Estimated valuepricier than$381,07836% of homes22% of homes
Price per ft²pricier than$31170% of homes69% of homes
Living areabigger than1,225 ft²35% of homes23% of homes
Lot sizebigger than0.16 ac58% of homes54% of homes
Year builtnewer than198762% of homes55% of homes

About 2809 Finlandia Ave

How much is 2809 Finlandia Ave, Modesto, CA worth?

The TopHap Estimate for 2809 Finlandia Ave, Modesto, CA is $381,078 as of Oct 21, 2026. The likely range is $358,641 to $403,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2809 Finlandia Ave, Modesto, CA last sell?

2809 Finlandia Ave, Modesto, CA last sold on May 19, 1994 for $102,500, according to the county's recorded deed.

How big is 2809 Finlandia Ave, Modesto, CA?

2809 Finlandia Ave, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,225 square feet of living space and a 0.16-acre lot.

When was 2809 Finlandia Ave, Modesto, CA built?

2809 Finlandia Ave, Modesto, CA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 2809 Finlandia Ave, Modesto, CA?

2809 Finlandia Ave, Modesto, CA is assigned to Hart-Ransom Elementary School (elementary), rated B+; Modesto High School (high), rated C-. All sit in Hart-Ransom Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2809 Finlandia Ave, Modesto, CA compare to other homes in Modesto 95358?

Among the 7,004 homes in Modesto 95358, it is worth more than 36% of them ($381,078 against a typical $408,549), its price per square foot is higher than 70% of them ($311 against a typical $287), it is bigger than 35% of them (1,225 ft² against a typical 1,396 ft²), its lot is bigger than 58% of them (0.16 ac against a typical 0.14 ac) and it is newer than 62% of them (1987 against a typical 1986). Measured against all of Stanislaus County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2809 Finlandia Ave, Modesto, CA?

The 2026 property tax bill for 2809 Finlandia Ave, Modesto, CA was $1,903. The county assessed it at $177,678.

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