Skip to content
Skip to content
TopHapOpen in map
Zero Lot Line (Residential)Residential
$420,368$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $250,000 on Jul 21, 2017

2809 STONE TER

MODESTO, CA 95355
3
Beds
2
Baths
1,257 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,006 ft²
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$420K
$407K low$434K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Jul 21, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,452 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,158
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,294
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,452

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Zero Lot Line (Residential)
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 119 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orchard Elementary SchoolC+
Elementary · Grades KG–5 · 0.7 mi
M
Daniel J. Savage Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
H
James C. Enochs High SchoolB+
High · Grades 9–12 · 1.3 mi

District: Sylvan Union Elementary School District

Neighborhood · ZIP 95355These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.63,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,614 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,888
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2809 Stone Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Modesto 95355
  • Costs more per square foot than 88% of homes in Modesto 95355
  • Smaller than 88% of homes in Modesto 95355
  • Has a smaller lot than 93% of homes in Modesto 95355

What homes are worth in Modesto 95355

Each bar is how many homes fall in that price range. The marker is this home.

This home
$304K$764K

This home is worth more than 20% of homes in Modesto 95355.

How it measures up in Modesto 95355

The dot is this home. The mark in the middle is the typical home in Modesto 95355.

Estimated value$420,368
CheaperTypical $484,317Pricier

Pricier than 20% of homes nearby

Price per ft²$334
CheaperTypical $279Pricier

Pricier than 88% of homes nearby

Living area1,257 ft²
SmallerTypical 1,730 ft²Bigger

Bigger than 12% of homes nearby

Lot size4,006 ft²
SmallerTypical 0.15 acBigger

Bigger than 7% of homes nearby

Year built1989
OlderTypical 1986Newer

Newer than 63% of homes nearby

How 2809 Stone Ter ranks against every home in each area.
MeasureThis homeModesto 95355Stanislaus County
Estimated valuepricier than$420,36820% of homes36% of homes
Price per ft²pricier than$33488% of homes78% of homes
Living areabigger than1,257 ft²12% of homes27% of homes
Lot sizebigger than4,006 ft²7% of homes7% of homes
Year builtnewer than198963% of homes62% of homes

About 2809 Stone Ter

How much is 2809 Stone Ter, Modesto, CA worth?

The TopHap Estimate for 2809 Stone Ter, Modesto, CA is $420,368 as of Aug 30, 2026. The likely range is $406,683 to $434,053. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2809 Stone Ter, Modesto, CA last sell?

2809 Stone Ter, Modesto, CA last sold on Jul 21, 2017 for $250,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2809 Stone Ter, Modesto, CA?

2809 Stone Ter, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,257 square feet of living space and a 0.09-acre lot.

When was 2809 Stone Ter, Modesto, CA built?

2809 Stone Ter, Modesto, CA was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 2809 Stone Ter, Modesto, CA?

2809 Stone Ter, Modesto, CA is assigned to Orchard Elementary School (elementary), rated C+; Daniel J. Savage Middle School (middle), rated C; James C. Enochs High School (high), rated B+. All sit in Sylvan Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2809 Stone Ter, Modesto, CA compare to other homes in Modesto 95355?

Among the 17,727 homes in Modesto 95355, it is worth more than 20% of them ($420,368 against a typical $484,317), its price per square foot is higher than 88% of them ($334 against a typical $279), it is bigger than 12% of them (1,257 ft² against a typical 1,730 ft²), its lot is bigger than 7% of them (4,006 ft² against a typical 0.15 ac) and it is newer than 63% of them (1989 against a typical 1986). Measured against all of Stanislaus County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2809 Stone Ter, Modesto, CA?

The 2025 property tax bill for 2809 Stone Ter, Modesto, CA was $3,066. The county assessed it at $284,452.

More homes on Stone Ter

Closest homes

More homes in Modesto 95355

Assigned schools

Explore the area

See this home in context

Open 2809 Stone Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map