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Single Family ResidenceResidential
$228,327$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

281 LOWER COVE LOOP

DAYTON, TN 37321
1
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$228K
$169K low$287K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$671 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,750 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRhea
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.2.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPorch · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Graysville Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
H
Rhea County High SchoolB+
High · Grades 9–12 · 12.5 mi
M
Rhea Middle SchoolB
Middle · Grades 6–8 · 12.6 mi

District: Rhea County School District

Neighborhood · ZIP 37321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.130

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,427
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Lower Cove Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 78% of homes in Dayton 37321
  • Among the oldest homes in Dayton 37321

What homes are worth in Dayton 37321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$734K

This home is worth more than 40% of homes in Dayton 37321.

How it measures up in Dayton 37321

The dot is this home. The mark in the middle is the typical home in Dayton 37321.

Estimated value$228,327
CheaperTypical $255,733Pricier

Pricier than 40% of homes nearby

Price per ft²$166
CheaperTypical $174Pricier

Pricier than 43% of homes nearby

Living area1,376 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 45% of homes nearby

Lot size2.8 ac
SmallerTypical 0.81 acBigger

Bigger than 78% of homes nearby

Year built1900
OlderTypical 1989Newer

Older than almost all homes nearby

How 281 Lower Cove Loop ranks against every home in each area.
MeasureThis homeDayton 37321Rhea County
Estimated valuepricier than$228,32740% of homes42% of homes
Price per ft²pricier than$16643% of homes44% of homes
Living areabigger than1,376 ft²45% of homes48% of homes
Lot sizebigger than2.8 ac78% of homes76% of homes
Year builtnewer than1900almost no homesalmost no homes

About 281 Lower Cove Loop

How much is 281 Lower Cove Loop, Dayton, TN worth?

The TopHap Estimate for 281 Lower Cove Loop, Dayton, TN is $228,327 as of Sep 24, 2026. The likely range is $169,335 to $287,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 281 Lower Cove Loop, Dayton, TN?

281 Lower Cove Loop, Dayton, TN has 1 bathrooms, 1,376 square feet of living space and a 2.80-acre lot.

When was 281 Lower Cove Loop, Dayton, TN built?

281 Lower Cove Loop, Dayton, TN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 281 Lower Cove Loop, Dayton, TN?

281 Lower Cove Loop, Dayton, TN is assigned to Graysville Elementary School (elementary), rated B; Rhea County High School (high), rated B+; Rhea Middle School (middle), rated B. All sit in Rhea County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 Lower Cove Loop, Dayton, TN compare to other homes in Dayton 37321?

Among the 7,715 homes in Dayton 37321, it is worth more than 40% of them ($228,327 against a typical $255,733), its price per square foot is higher than 43% of them ($166 against a typical $174), it is bigger than 45% of them (1,376 ft² against a typical 1,452 ft²), its lot is bigger than 78% of them (2.8 ac against a typical 0.81 ac) and it is newer than almost none of them (1900 against a typical 1989). Measured against all of Rhea County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Lower Cove Loop, Dayton, TN?

The 2024 property tax bill for 281 Lower Cove Loop, Dayton, TN was $671. The county assessed it at $49,750.

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