Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$233,400$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

281 N PROSPECT ST

OBERLIN, OH 44074
3
Beds
2
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$233K
$195K low$272K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,511 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,319 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,909
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,319
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 220 ft²Patio · 384 ft²Porch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Langston Middle SchoolA-
Middle · Grades 6–9 · 0.6 mi
H
Oberlin High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Oberlin Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi

District: Oberlin City School District

Neighborhood · ZIP 44074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,359
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 N Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 70% of homes in Oberlin 44074
  • Has a smaller lot than 72% of homes in Oberlin 44074

What homes are worth in Oberlin 44074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$540K

This home is worth more than 40% of homes in Oberlin 44074.

How it measures up in Oberlin 44074

The dot is this home. The mark in the middle is the typical home in Oberlin 44074.

Estimated value$233,400
CheaperTypical $263,437Pricier

Pricier than 40% of homes nearby

Price per ft²$165
CheaperTypical $157Pricier

Pricier than 57% of homes nearby

Living area1,416 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.31 ac
SmallerTypical 0.51 acBigger

Bigger than 28% of homes nearby

Year built1971
OlderTypical 1961Newer

Newer than 64% of homes nearby

How 281 N Prospect St ranks against every home in each area.
MeasureThis homeOberlin 44074Lorain County
Estimated valuepricier than$233,40040% of homes44% of homes
Price per ft²pricier than$16557% of homes52% of homes
Living areabigger than1,416 ft²30% of homes36% of homes
Lot sizebigger than0.31 ac28% of homes61% of homes
Year builtnewer than197164% of homes50% of homes

About 281 N Prospect St

How much is 281 N Prospect St, Oberlin, OH worth?

The TopHap Estimate for 281 N Prospect St, Oberlin, OH is $233,400 as of Aug 30, 2026. The likely range is $195,039 to $271,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 281 N Prospect St, Oberlin, OH?

281 N Prospect St, Oberlin, OH has 3 bedrooms, 2 bathrooms, 1,416 square feet of living space and a 0.31-acre lot.

When was 281 N Prospect St, Oberlin, OH built?

281 N Prospect St, Oberlin, OH was built in 1971, making it 55 years old. It is a conventional home. The building has 1 story.

What schools serve 281 N Prospect St, Oberlin, OH?

281 N Prospect St, Oberlin, OH is assigned to Langston Middle School (middle), rated A-; Oberlin High School (high), rated B-; Oberlin Elementary School (elementary), rated B+. All sit in Oberlin City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 N Prospect St, Oberlin, OH compare to other homes in Oberlin 44074?

Among the 3,266 homes in Oberlin 44074, it is worth more than 40% of them ($233,400 against a typical $263,437), its price per square foot is higher than 57% of them ($165 against a typical $157), it is bigger than 30% of them (1,416 ft² against a typical 1,740 ft²), its lot is bigger than 28% of them (0.31 ac against a typical 0.51 ac) and it is newer than 64% of them (1971 against a typical 1961). Measured against all of Lorain County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 N Prospect St, Oberlin, OH?

The 2024 property tax bill for 281 N Prospect St, Oberlin, OH was $2,511. The county assessed it at $73,319.

More homes on N Prospect St

Closest homes

More homes in Oberlin 44074

Assigned schools

Explore the area

See this home in context

Open 281 N Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map