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Single Family ResidenceResidential
$316,333$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

281 ROSS ROAD SPUR

WACO, TX 76705
3
Beds
2
Baths
1,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$316K
$295K low$337K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$170,333
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,266
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,000
SWBC MORTGAGE CORP · recorded Oct 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,586 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$248,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLennan
Lot (acres)The size of the land the home sits on, from county records.1.55
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 275 ft²Patio · 240 ft²Porch · 90 ft²Sprinklers

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West High SchoolB+
High · Grades 9–12 · 9.6 mi
E
West Elementary SchoolA
Elementary · Grades KG–5 · 9.6 mi
M
West Middle SchoolA
Middle · Grades 6–8 · 9.6 mi

District: West Independent School District

Neighborhood · ZIP 76705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,731
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

281 Ross Road Spur measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Waco 76705
  • Costs more per square foot than 89% of homes in Waco 76705
  • Smaller than 67% of homes in McLennan County
  • Has a bigger lot than 84% of homes in McLennan County
  • Newer than 73% of homes in Waco 76705

What homes are worth in Waco 76705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$798K

This home is worth more than 79% of homes in Waco 76705.

How it measures up in Waco 76705

The dot is this home. The mark in the middle is the typical home in Waco 76705.

Estimated value$316,333
CheaperTypical $221,241Pricier

Pricier than 79% of homes nearby

Price per ft²$228
CheaperTypical $154Pricier

Pricier than 89% of homes nearby

Living area1,390 ft²
SmallerTypical 1,422 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.56 ac
SmallerTypical 0.34 acBigger

Bigger than 79% of homes nearby

Year built1999
OlderTypical 1981Newer

Newer than 73% of homes nearby

How 281 Ross Road Spur ranks against every home in each area.
MeasureThis homeWaco 76705McLennan County
Estimated valuepricier than$316,33379% of homes62% of homes
Price per ft²pricier than$22889% of homes88% of homes
Living areabigger than1,390 ft²47% of homes33% of homes
Lot sizebigger than1.56 ac79% of homes84% of homes
Year builtnewer than199973% of homes70% of homes

About 281 Ross Road Spur

How much is 281 Ross Road Spur, Waco, TX worth?

The TopHap Estimate for 281 Ross Road Spur, Waco, TX is $316,333 as of Jul 14, 2026. The likely range is $295,471 to $337,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 281 Ross Road Spur, Waco, TX last sell?

281 Ross Road Spur, Waco, TX last sold on Oct 9, 2017, according to the county's recorded deed.

How big is 281 Ross Road Spur, Waco, TX?

281 Ross Road Spur, Waco, TX has 3 bedrooms, 2 bathrooms, 1,390 square feet of living space and a 1.55-acre lot.

When was 281 Ross Road Spur, Waco, TX built?

281 Ross Road Spur, Waco, TX was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 281 Ross Road Spur, Waco, TX?

281 Ross Road Spur, Waco, TX is assigned to West High School (high), rated B+; West Elementary School (elementary), rated A; West Middle School (middle), rated A. All sit in West Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 281 Ross Road Spur, Waco, TX compare to other homes in Waco 76705?

Among the 10,507 homes in Waco 76705, it is worth more than 79% of them ($316,333 against a typical $221,241), its price per square foot is higher than 89% of them ($228 against a typical $154), it is bigger than 47% of them (1,390 ft² against a typical 1,422 ft²), its lot is bigger than 79% of them (1.56 ac against a typical 0.34 ac) and it is newer than 73% of them (1999 against a typical 1981). Measured against all of McLennan County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 281 Ross Road Spur, Waco, TX?

The 2024 property tax bill for 281 Ross Road Spur, Waco, TX was $2,586. The county assessed it at $288,100.

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