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Rural ResidenceResidential
$772,831$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $97,500 on Apr 21, 1999

28131 CLEAR LAKE RD

RICHMOND, MN 56368
5
Beds
2.3
Baths
3,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
60.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$773K
$683K low$862K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,500 · Apr 21, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$772,831
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$618,265

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,400 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$876,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$566,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$850,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$876,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.60.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableShed · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Albany Elementary SchoolA-
Elementary · Grades 1–5 · 7.0 mi
H
Albany Area High SchoolA+
High · Grades 9–12 · 7.0 mi
M
Albany Area Middle SchoolB+
Middle · Grades 6–8 · 7.0 mi

District: Albany Public School District

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28131 Clear Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Richmond 56368
  • Costs more per square foot than 88% of homes in Stearns County
  • Bigger than 98% of homes in Richmond 56368
  • Has a bigger lot than 96% of homes in Stearns County
  • Newer than 77% of homes in Richmond 56368

What homes are worth in Richmond 56368

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$725K

This home is worth more than almost all homes in Richmond 56368.

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Estimated value$772,831
CheaperTypical $271,466Pricier

Pricier than almost all homes nearby

Price per ft²$244
CheaperTypical $193Pricier

Pricier than 74% of homes nearby

Living area3,168 ft²
SmallerTypical 1,299 ft²Bigger

Bigger than 98% of homes nearby

Lot size60.63 ac
SmallerTypical 0.55 acBigger

Bigger than 95% of homes nearby

Year built1999
OlderTypical 1979Newer

Newer than 77% of homes nearby

How 28131 Clear Lake Rd ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Estimated valuepricier than$772,831almost all homesalmost all homes
Price per ft²pricier than$24474% of homes88% of homes
Living areabigger than3,168 ft²98% of homes97% of homes
Lot sizebigger than60.63 ac95% of homes96% of homes
Year builtnewer than199977% of homes73% of homes

About 28131 Clear Lake Rd

How much is 28131 Clear Lake Rd, Richmond, MN worth?

The TopHap Estimate for 28131 Clear Lake Rd, Richmond, MN is $772,831 as of Jul 14, 2026. The likely range is $683,242 to $862,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28131 Clear Lake Rd, Richmond, MN last sell?

28131 Clear Lake Rd, Richmond, MN last sold on Apr 21, 1999 for $97,500, according to the county's recorded deed.

How big is 28131 Clear Lake Rd, Richmond, MN?

28131 Clear Lake Rd, Richmond, MN has 5 bedrooms, 2.3 bathrooms, 3,168 square feet of living space and a 60.63-acre lot.

When was 28131 Clear Lake Rd, Richmond, MN built?

28131 Clear Lake Rd, Richmond, MN was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 28131 Clear Lake Rd, Richmond, MN?

28131 Clear Lake Rd, Richmond, MN is assigned to Albany Elementary School (elementary), rated A-; Albany Area High School (high), rated A+; Albany Area Middle School (middle), rated B+. All sit in Albany Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28131 Clear Lake Rd, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is worth more than almost all of them ($772,831 against a typical $271,466), its price per square foot is higher than 74% of them ($244 against a typical $193), it is bigger than 98% of them (3,168 ft² against a typical 1,299 ft²), its lot is bigger than 95% of them (60.63 ac against a typical 0.55 ac) and it is newer than 77% of them (1999 against a typical 1979). Measured against all of Stearns County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28131 Clear Lake Rd, Richmond, MN?

The 2026 property tax bill for 28131 Clear Lake Rd, Richmond, MN was $5,400. The county assessed it at $876,600.

Closest homes

More homes in Richmond 56368

Assigned schools

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