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Single Family ResidenceResidential
$252,934$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2815 US ROUTE 5

DERBY, VT 05829
3
Beds
1
Baths
1,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$253K
$238K low$267K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$186,934
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$149,547
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$66,000
CHITTENDEN TRUST CO · recorded Jun 15, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,576 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 0.7 mi
E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 3.0 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 3.8 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2815 Us Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Derby 05829
  • Costs less per square foot than 67% of homes in Derby 05829
  • Has a smaller lot than 77% of homes in Orleans County
  • Older than 68% of homes in Derby 05829

What homes are worth in Derby 05829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$851K

This home is worth more than 31% of homes in Derby 05829.

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Estimated value$252,934
CheaperTypical $311,989Pricier

Pricier than 31% of homes nearby

Price per ft²$204
CheaperTypical $239Pricier

Pricier than 33% of homes nearby

Living area1,240 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.5 ac
SmallerTypical 1.43 acBigger

Bigger than 28% of homes nearby

Year built1964
OlderTypical 1978Newer

Newer than 32% of homes nearby

How 2815 Us Route 5 ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Estimated valuepricier than$252,93431% of homes35% of homes
Price per ft²pricier than$20433% of homes42% of homes
Living areabigger than1,240 ft²43% of homes40% of homes
Lot sizebigger than0.5 ac28% of homes23% of homes
Year builtnewer than196432% of homes33% of homes

About 2815 Us Route 5

How much is 2815 Us Route 5, Derby, VT worth?

The TopHap Estimate for 2815 Us Route 5, Derby, VT is $252,934 as of Jul 14, 2026. The likely range is $238,457 to $267,411. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2815 Us Route 5, Derby, VT last sell?

2815 Us Route 5, Derby, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2815 Us Route 5, Derby, VT?

2815 Us Route 5, Derby, VT has 3 bedrooms, 1 bathrooms, 1,240 square feet of living space and a 0.50-acre lot.

When was 2815 Us Route 5, Derby, VT built?

2815 Us Route 5, Derby, VT was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 2815 Us Route 5, Derby, VT?

2815 Us Route 5, Derby, VT is assigned to North Country Union Junior High School (middle), rated C-; Derby Elementary School (elementary), rated B; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2815 Us Route 5, Derby, VT compare to other homes in Derby 05829?

Among the 1,122 homes in Derby 05829, it is worth more than 31% of them ($252,934 against a typical $311,989), its price per square foot is higher than 33% of them ($204 against a typical $239), it is bigger than 43% of them (1,240 ft² against a typical 1,344 ft²), its lot is bigger than 28% of them (0.5 ac against a typical 1.43 ac) and it is newer than 32% of them (1964 against a typical 1978). Measured against all of Orleans County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2815 Us Route 5, Derby, VT?

The 2024 property tax bill for 2815 Us Route 5, Derby, VT was $2,576. The county assessed it at $113,600.

Closest homes

More homes in Derby 05829

Assigned schools

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