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Single Family ResidenceResidential
$58,184
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

282 SMITH ST

COLDWATER, MI 49036
0
Baths

Valuation

$58K
$42K low$75K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$525 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,450 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRANCH
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Max Larsen Elementary School
Elementary · Grades KG–1 · 1.2 mi
H
Coldwater High SchoolC+
High · Grades 9–12 · 1.4 mi
M
Legg Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Coldwater Community Schools

Neighborhood · ZIP 49036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,832
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

282 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Coldwater 49036

What homes are worth in Coldwater 49036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$897K

This home is worth more than 3% of homes in Coldwater 49036.

How it measures up in Coldwater 49036

The dot is this home. The mark in the middle is the typical home in Coldwater 49036.

Estimated value$58,184
CheaperTypical $199,649Pricier

Pricier than 3% of homes nearby

How 282 Smith St ranks against every home in each area.
MeasureThis homeColdwater 49036Branch County
Estimated valuepricier than$58,1843% of homes5% of homes

About 282 Smith St

How much is 282 Smith St, Coldwater, MI worth?

The TopHap Estimate for 282 Smith St, Coldwater, MI is $58,184 as of Oct 21, 2026. The likely range is $41,727 to $74,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 282 Smith St, Coldwater, MI last sell?

282 Smith St, Coldwater, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 282 Smith St, Coldwater, MI?

282 Smith St, Coldwater, MI is assigned to Max Larsen Elementary School (elementary); Coldwater High School (high), rated C+; Legg Middle School (middle), rated B-. All sit in Coldwater Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 282 Smith St, Coldwater, MI?

The 2025 property tax bill for 282 Smith St, Coldwater, MI was $525. The county assessed it at $40,450.

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See this home in context

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