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TownhouseResidential
$296,324$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,500 on Jun 29, 2015

2820 CARDIFF LN

CHESAPEAKE, VA 23321
2
Beds
2.5
Baths
1,759 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,309 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$280K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,500 · Jun 29, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,669 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$264,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCHESAPEAKE CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2016
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 123 ft²Porch · 18 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Western Branch Primary School
Elementary · Grades PK–2 · 0.7 mi
H
Western Branch High SchoolB+
High · Grades 9–12 · 0.9 mi
M
Western Branch Middle SchoolB
Middle · Grades 6–8 · 0.9 mi

District: Chesapeake City Public Schools

Neighborhood · ZIP 23321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,420 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,100
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,739
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2820 Cardiff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Chesapeake city County
  • Costs less per square foot than 94% of homes in Chesapeake city County
  • Has a smaller lot than 90% of homes in Chesapeake city County

What homes are worth in Chesapeake 23321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$768K

This home is worth more than 22% of homes in Chesapeake 23321.

How it measures up in Chesapeake 23321

The dot is this home. The mark in the middle is the typical home in Chesapeake 23321.

Estimated value$296,324
CheaperTypical $393,361Pricier

Pricier than 22% of homes nearby

Price per ft²$168
CheaperTypical $205Pricier

Pricier than 11% of homes nearby

Living area1,759 ft²
SmallerTypical 1,870 ft²Bigger

Bigger than 44% of homes nearby

Lot size2,309 ft²
SmallerTypical 0.29 acBigger

Bigger than 12% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 54% of homes nearby

How 2820 Cardiff Ln ranks against every home in each area.
MeasureThis homeChesapeake 23321Chesapeake city County
Estimated valuepricier than$296,32422% of homes19% of homes
Price per ft²pricier than$16811% of homes6% of homes
Living areabigger than1,759 ft²44% of homes43% of homes
Lot sizebigger than2,309 ft²12% of homes10% of homes
Year builtnewer than198854% of homes49% of homes

About 2820 Cardiff Ln

How much is 2820 Cardiff Ln, Chesapeake, VA worth?

The TopHap Estimate for 2820 Cardiff Ln, Chesapeake, VA is $296,324 as of Sep 24, 2026. The likely range is $279,768 to $312,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2820 Cardiff Ln, Chesapeake, VA last sell?

2820 Cardiff Ln, Chesapeake, VA last sold on Jun 29, 2015 for $175,500, according to the county's recorded deed.

How big is 2820 Cardiff Ln, Chesapeake, VA?

2820 Cardiff Ln, Chesapeake, VA has 2 bedrooms, 2.5 bathrooms, 1,759 square feet of living space and a 0.05-acre lot.

When was 2820 Cardiff Ln, Chesapeake, VA built?

2820 Cardiff Ln, Chesapeake, VA was built in 1988, making it 38 years old. It is a townhouse home. The building has 2 stories.

What schools serve 2820 Cardiff Ln, Chesapeake, VA?

2820 Cardiff Ln, Chesapeake, VA is assigned to Western Branch Primary School (elementary); Western Branch High School (high), rated B+; Western Branch Middle School (middle), rated B. All sit in Chesapeake City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2820 Cardiff Ln, Chesapeake, VA compare to other homes in Chesapeake 23321?

Among the 12,724 homes in Chesapeake 23321, it is worth more than 22% of them ($296,324 against a typical $393,361), its price per square foot is higher than 11% of them ($168 against a typical $205), it is bigger than 44% of them (1,759 ft² against a typical 1,870 ft²), its lot is bigger than 12% of them (2,309 ft² against a typical 0.29 ac) and it is newer than 54% of them (1988 against a typical 1987). Measured against all of Chesapeake city County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2820 Cardiff Ln, Chesapeake, VA?

The 2025 property tax bill for 2820 Cardiff Ln, Chesapeake, VA was $2,669. The county assessed it at $276,700.

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