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Single Family ResidenceResidential
$239,659$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $233,050 on Jun 17, 2026

2820 CLAY ST

SAINT JOSEPH, MO 64501
0
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.

Valuation

$240K
$210K low$270K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,050 · Jun 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,494 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bode Middle SchoolB
Middle · Grades 7–8 · 0.3 mi
H
Central High SchoolC+
High · Grades 9–12 · 0.5 mi
E
Coleman Elementary SchoolC-
Elementary · Grades KG–6 · 1.1 mi

District: St. Joseph School District

Neighborhood · ZIP 64501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,049 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,053
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,947
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2820 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Saint Joseph 64501
  • Costs more per square foot than 92% of homes in Saint Joseph 64501
  • Bigger than 72% of homes in Saint Joseph 64501
  • Has a bigger lot than 83% of homes in Saint Joseph 64501
  • Newer than 93% of homes in Saint Joseph 64501

What homes are worth in Saint Joseph 64501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$284K

This home is worth more than 96% of homes in Saint Joseph 64501.

How it measures up in Saint Joseph 64501

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64501.

Estimated value$239,659
CheaperTypical $119,437Pricier

Pricier than 96% of homes nearby

Price per ft²$186
CheaperTypical $113Pricier

Pricier than 92% of homes nearby

Living area1,288 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.21 ac
SmallerTypical 0.13 acBigger

Bigger than 83% of homes nearby

Year built1957
OlderTypical 1917Newer

Newer than 93% of homes nearby

How 2820 Clay St ranks against every home in each area.
MeasureThis homeSaint Joseph 64501Buchanan County
Estimated valuepricier than$239,65996% of homes65% of homes
Price per ft²pricier than$18692% of homes68% of homes
Living areabigger than1,288 ft²72% of homes57% of homes
Lot sizebigger than0.21 ac83% of homes46% of homes
Year builtnewer than195793% of homes56% of homes

About 2820 Clay St

How much is 2820 Clay St, Saint Joseph, MO worth?

The TopHap Estimate for 2820 Clay St, Saint Joseph, MO is $239,659 as of Oct 21, 2026. The likely range is $209,721 to $269,597. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2820 Clay St, Saint Joseph, MO last sell?

2820 Clay St, Saint Joseph, MO last sold on Jun 17, 2026 for $233,050, according to the county's recorded deed.

How big is 2820 Clay St, Saint Joseph, MO?

2820 Clay St, Saint Joseph, MO has 1,288 square feet of living space and a 0.21-acre lot.

When was 2820 Clay St, Saint Joseph, MO built?

2820 Clay St, Saint Joseph, MO was built in 1957, making it 69 years old.

What schools serve 2820 Clay St, Saint Joseph, MO?

2820 Clay St, Saint Joseph, MO is assigned to Bode Middle School (middle), rated B; Central High School (high), rated C+; Coleman Elementary School (elementary), rated C-. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2820 Clay St, Saint Joseph, MO compare to other homes in Saint Joseph 64501?

Among the 3,658 homes in Saint Joseph 64501, it is worth more than 96% of them ($239,659 against a typical $119,437), its price per square foot is higher than 92% of them ($186 against a typical $113), it is bigger than 72% of them (1,288 ft² against a typical 1,080 ft²), its lot is bigger than 83% of them (0.21 ac against a typical 0.13 ac) and it is newer than 93% of them (1957 against a typical 1917). Measured against all of Buchanan County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2820 Clay St, Saint Joseph, MO?

The 2025 property tax bill for 2820 Clay St, Saint Joseph, MO was $1,494. The county assessed it at $20,900.

More homes on Clay St

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