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Single Family ResidenceResidential
$571,497$592 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $166,000 on Mar 29, 2004

2820 ERNEST PL

CAMBRIA, CA 93428
2
Beds
2
Baths
965 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,250 ft²
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$571K
$458K low$685K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$166,000 · Mar 29, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$478,554 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$348,043
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,511
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$469,171

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
84
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cambria Grammar SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Saint Lucia Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Coast Union High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Coast Unified School District

Neighborhood · ZIP 93428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.417

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,471
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2820 Ernest Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Cambria 93428
  • Smaller than 91% of homes in San Luis Obispo County
  • Has a smaller lot than 80% of homes in San Luis Obispo County
  • Older than 75% of homes in Cambria 93428

What homes are worth in Cambria 93428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$540K$3M

This home is worth more than 3% of homes in Cambria 93428.

How it measures up in Cambria 93428

The dot is this home. The mark in the middle is the typical home in Cambria 93428.

Estimated value$571,497
CheaperTypical $1,016,386Pricier

Pricier than 3% of homes nearby

Price per ft²$592
CheaperTypical $641Pricier

Pricier than 37% of homes nearby

Living area965 ft²
SmallerTypical 1,661 ft²Bigger

Bigger than 10% of homes nearby

Lot size4,250 ft²
SmallerTypical 0.12 acBigger

Bigger than 34% of homes nearby

Year built1972
OlderTypical 1983Newer

Newer than 25% of homes nearby

How 2820 Ernest Pl ranks against every home in each area.
MeasureThis homeCambria 93428San Luis Obispo County
Estimated valuepricier than$571,4973% of homes11% of homes
Price per ft²pricier than$59237% of homes63% of homes
Living areabigger than965 ft²10% of homes9% of homes
Lot sizebigger than4,250 ft²34% of homes20% of homes
Year builtnewer than197225% of homes26% of homes

About 2820 Ernest Pl

How much is 2820 Ernest Pl, Cambria, CA worth?

The TopHap Estimate for 2820 Ernest Pl, Cambria, CA is $571,497 as of Oct 21, 2026. The likely range is $458,361 to $684,633. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2820 Ernest Pl, Cambria, CA last sell?

2820 Ernest Pl, Cambria, CA last sold on Mar 29, 2004 for $166,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2820 Ernest Pl, Cambria, CA?

2820 Ernest Pl, Cambria, CA has 2 bedrooms, 2 bathrooms, 965 square feet of living space and a 0.10-acre lot.

When was 2820 Ernest Pl, Cambria, CA built?

2820 Ernest Pl, Cambria, CA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 2820 Ernest Pl, Cambria, CA?

2820 Ernest Pl, Cambria, CA is assigned to Cambria Grammar School (elementary), rated C; Saint Lucia Middle School (middle), rated C+; Coast Union High School (high), rated C-. All sit in Coast Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2820 Ernest Pl, Cambria, CA compare to other homes in Cambria 93428?

Among the 3,952 homes in Cambria 93428, it is worth more than 3% of them ($571,497 against a typical $1,016,386), its price per square foot is higher than 37% of them ($592 against a typical $641), it is bigger than 10% of them (965 ft² against a typical 1,661 ft²), its lot is bigger than 34% of them (4,250 ft² against a typical 0.12 ac) and it is newer than 25% of them (1972 against a typical 1983). Measured against all of San Luis Obispo County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2820 Ernest Pl, Cambria, CA?

The 2025 property tax bill for 2820 Ernest Pl, Cambria, CA was $5,221. The county assessed it at $478,554.

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