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Single Family ResidenceResidential
$849,360$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $660,000 on Aug 14, 2018

2821 RIVER BANK CIR

CHARLES CITY, VA 23030
4
Beds
3.5
Baths
3,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$849K
$778K low$921K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$660,000 · Aug 14, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$761,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$263,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$497,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$761,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$761,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHARLES CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.3.95
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charles City County Elementary SchoolF
Elementary · Grades PK–6 · 8.0 mi
M
Charles City County High SchoolF
Middle · Grades 7–12 · 8.0 mi

District: Charles City County Public Schools

Neighborhood · ZIP 23030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,653
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2821 River Bank Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Charles City 23030
  • Costs more per square foot than 81% of homes in Charles City County
  • Bigger than 98% of homes in Charles City County
  • Newer than 73% of homes in Charles City County

What homes are worth in Charles City 23030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$1.1M

This home is worth more than 96% of homes in Charles City 23030.

How it measures up in Charles City 23030

The dot is this home. The mark in the middle is the typical home in Charles City 23030.

Estimated value$849,360
CheaperTypical $226,240Pricier

Pricier than 96% of homes nearby

Price per ft²$225
CheaperTypical $156Pricier

Pricier than 80% of homes nearby

Living area3,776 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 97% of homes nearby

Lot size3.95 ac
SmallerTypical 2.13 acBigger

Bigger than 64% of homes nearby

Year built1999
OlderTypical 1988Newer

Newer than 72% of homes nearby

How 2821 River Bank Cir ranks against every home in each area.
MeasureThis homeCharles City 23030Charles City County
Estimated valuepricier than$849,36096% of homes96% of homes
Price per ft²pricier than$22580% of homes81% of homes
Living areabigger than3,776 ft²97% of homes98% of homes
Lot sizebigger than3.95 ac64% of homes64% of homes
Year builtnewer than199972% of homes73% of homes

About 2821 River Bank Cir

How much is 2821 River Bank Cir, Charles City, VA worth?

The TopHap Estimate for 2821 River Bank Cir, Charles City, VA is $849,360 as of Jul 14, 2026. The likely range is $777,972 to $920,748. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2821 River Bank Cir, Charles City, VA last sell?

2821 River Bank Cir, Charles City, VA last sold on Aug 14, 2018 for $660,000, according to the county's recorded deed.

How big is 2821 River Bank Cir, Charles City, VA?

2821 River Bank Cir, Charles City, VA has 4 bedrooms, 3.5 bathrooms, 3,776 square feet of living space and a 3.95-acre lot.

When was 2821 River Bank Cir, Charles City, VA built?

2821 River Bank Cir, Charles City, VA was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 2821 River Bank Cir, Charles City, VA?

2821 River Bank Cir, Charles City, VA is assigned to Charles City County Elementary School (elementary), rated F; Charles City County High School (middle), rated F. All sit in Charles City County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2821 River Bank Cir, Charles City, VA compare to other homes in Charles City 23030?

Among the 2,405 homes in Charles City 23030, it is worth more than 96% of them ($849,360 against a typical $226,240), its price per square foot is higher than 80% of them ($225 against a typical $156), it is bigger than 97% of them (3,776 ft² against a typical 1,414 ft²), its lot is bigger than 64% of them (3.95 ac against a typical 2.13 ac) and it is newer than 72% of them (1999 against a typical 1988). Measured against all of Charles City County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2821 River Bank Cir, Charles City, VA?

The 2025 property tax bill for 2821 River Bank Cir, Charles City, VA was $5,252. The county assessed it at $761,200.

More homes on River Bank Cir

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