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Single Family ResidentialResidential
$1,554,009$513 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Nov 17, 2020

28228 STATE ROUTE 525

COUPEVILLE, WA 98239
3
Beds
3
Baths
3,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.4M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Nov 17, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,134,009
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$907,207
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$420,000
WASHINGTON FEDERAL BANK · recorded Feb 22, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$965,363 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$359,445
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$605,918
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$917,102
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$965,363

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
Lot (acres)The size of the land the home sits on, from county records.14.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Coupeville High SchoolB-
High · Grades 9–12 · 6.3 mi
M
Coupeville Middle SchoolB
Middle · Grades 6–8 · 6.3 mi
E
Coupeville Elementary SchoolB
Elementary · Grades PK–5 · 6.7 mi

District: Coupeville School District

Neighborhood · ZIP 98239These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.276

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,949
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.185 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,904
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28228 State Route 525 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Coupeville 98239
  • Costs more per square foot than 82% of homes in Coupeville 98239
  • Bigger than 92% of homes in Coupeville 98239
  • Has a bigger lot than 98% of homes in Coupeville 98239
  • Newer than 98% of homes in Island County

What homes are worth in Coupeville 98239

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.5M

This home is worth more than 98% of homes in Coupeville 98239.

How it measures up in Coupeville 98239

The dot is this home. The mark in the middle is the typical home in Coupeville 98239.

Estimated value$1,554,009
CheaperTypical $653,990Pricier

Pricier than 98% of homes nearby

Price per ft²$513
CheaperTypical $374Pricier

Pricier than 82% of homes nearby

Living area3,032 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 92% of homes nearby

Lot size14.3 ac
SmallerTypical 0.52 acBigger

Bigger than 98% of homes nearby

Year built2022
OlderTypical 1990Newer

Newer than 97% of homes nearby

How 28228 State Route 525 ranks against every home in each area.
MeasureThis homeCoupeville 98239Island County
Estimated valuepricier than$1,554,00998% of homes97% of homes
Price per ft²pricier than$51382% of homes81% of homes
Living areabigger than3,032 ft²92% of homes91% of homes
Lot sizebigger than14.3 ac98% of homes98% of homes
Year builtnewer than202297% of homes98% of homes

About 28228 State Route 525

How much is 28228 State Route 525, Coupeville, WA worth?

The TopHap Estimate for 28228 State Route 525, Coupeville, WA is $1,554,009 as of Jul 14, 2026. The likely range is $1,381,036 to $1,726,982. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28228 State Route 525, Coupeville, WA last sell?

28228 State Route 525, Coupeville, WA last sold on Nov 17, 2020 for $170,000, according to the county's recorded deed.

How big is 28228 State Route 525, Coupeville, WA?

28228 State Route 525, Coupeville, WA has 3 bedrooms, 3 bathrooms, 3,032 square feet of living space and a 14.30-acre lot.

When was 28228 State Route 525, Coupeville, WA built?

28228 State Route 525, Coupeville, WA was built in 2022, making it 4 years old.

What schools serve 28228 State Route 525, Coupeville, WA?

28228 State Route 525, Coupeville, WA is assigned to Coupeville High School (high), rated B-; Coupeville Middle School (middle), rated B; Coupeville Elementary School (elementary), rated B. All sit in Coupeville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28228 State Route 525, Coupeville, WA compare to other homes in Coupeville 98239?

Among the 4,337 homes in Coupeville 98239, it is worth more than 98% of them ($1,554,009 against a typical $653,990), its price per square foot is higher than 82% of them ($513 against a typical $374), it is bigger than 92% of them (3,032 ft² against a typical 1,690 ft²), its lot is bigger than 98% of them (14.3 ac against a typical 0.52 ac) and it is newer than 97% of them (2022 against a typical 1990). Measured against all of Island County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Coupeville 98239

Assigned schools

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