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Single Family ResidenceResidential
$203,323$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $140,000 on Dec 3, 2021

2823 SARATOGA DR

WATERLOO, IA 50702
3
Beds
2.5
Baths
1,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$203K
$177K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Dec 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,732 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$242,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,230
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$214,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$242,770

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 105 ft²Patio · 105 ft²Porch · 302 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 0.4 mi
M
Hoover Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
E
Lou Henry Elementary SchoolD+
Elementary · Grades KG–5 · 0.7 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2823 Saratoga Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Waterloo 50702
  • Costs less per square foot than 98% of homes in Park Haven
  • Bigger than 90% of homes in Park Haven
  • Has a bigger lot than 80% of homes in Waterloo 50702
  • Newer than 66% of homes in Waterloo 50702

What homes are worth in Waterloo 50702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$305K

This home is worth more than 79% of homes in Waterloo 50702.

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Estimated value$203,323
CheaperTypical $150,278Pricier

Pricier than 79% of homes nearby

Price per ft²$130
CheaperTypical $150Pricier

Pricier than 33% of homes nearby

Living area1,564 ft²
SmallerTypical 1,060 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.25 ac
SmallerTypical 0.16 acBigger

Bigger than 80% of homes nearby

Year built1962
OlderTypical 1956Newer

Newer than 66% of homes nearby

How 2823 Saratoga Dr ranks against every home in each area.
MeasureThis homePark HavenWaterloo 50702Black Hawk County
Estimated valuepricier than$203,32323% of homes79% of homes53% of homes
Price per ft²pricier than$1302% of homes33% of homes30% of homes
Living areabigger than1,564 ft²90% of homes90% of homes74% of homes
Lot sizebigger than0.25 ac67% of homes80% of homes63% of homes
Year builtnewer than196250% of homes66% of homes52% of homes

About 2823 Saratoga Dr

How much is 2823 Saratoga Dr, Waterloo, IA worth?

The TopHap Estimate for 2823 Saratoga Dr, Waterloo, IA is $203,323 as of Oct 21, 2026. The likely range is $177,480 to $229,166. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2823 Saratoga Dr, Waterloo, IA last sell?

2823 Saratoga Dr, Waterloo, IA last sold on Dec 3, 2021 for $140,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2823 Saratoga Dr, Waterloo, IA?

2823 Saratoga Dr, Waterloo, IA has 3 bedrooms, 2.5 bathrooms, 1,564 square feet of living space and a 0.25-acre lot.

When was 2823 Saratoga Dr, Waterloo, IA built?

2823 Saratoga Dr, Waterloo, IA was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 2823 Saratoga Dr, Waterloo, IA?

2823 Saratoga Dr, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Hoover Middle School (middle), rated C-; Lou Henry Elementary School (elementary), rated D+. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2823 Saratoga Dr, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is worth more than 79% of them ($203,323 against a typical $150,278), its price per square foot is higher than 33% of them ($130 against a typical $150), it is bigger than 90% of them (1,564 ft² against a typical 1,060 ft²), its lot is bigger than 80% of them (0.25 ac against a typical 0.16 ac) and it is newer than 66% of them (1962 against a typical 1956). Measured against all of Black Hawk County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2823 Saratoga Dr, Waterloo, IA?

The 2025 property tax bill for 2823 Saratoga Dr, Waterloo, IA was $4,732. The county assessed it at $242,770.

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