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Single Family ResidenceResidential
$630,337$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2826 GARDEN LN

RAPID CITY, SD 57703
2
Beds
2
Baths
3,253 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.

Valuation

$630K
$582K low$678K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$517,324
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$413,859
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,013
WELLS FARGO BANK, N.A. · recorded Nov 5, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
BLACK HILLS FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,917 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$607,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$526,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$607,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPennington
Lot (acres)The size of the land the home sits on, from county records.2.87
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 206 ft²Patio · 320 ft²Porch · 127 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rapid Valley Elementary SchoolC-
Elementary · Grades KG–5 · 1.2 mi
M
East Middle School
Middle · Grades 6–8 · 1.8 mi
H
Central High SchoolD
High · Grades 9–12 · 3.5 mi

District: Rapid City Area Schools

Neighborhood · ZIP 57703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.17,921
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.140 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,839
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,305
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2826 Garden Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Rapid City 57703
  • Costs less per square foot than 98% of homes in Rapid City 57703
  • Bigger than 88% of homes in Pennington County
  • Has a bigger lot than 93% of homes in Rapid City 57703
  • Among the oldest homes in Rapid City 57703

What homes are worth in Rapid City 57703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$706K

This home is worth more than 96% of homes in Rapid City 57703.

How it measures up in Rapid City 57703

The dot is this home. The mark in the middle is the typical home in Rapid City 57703.

Estimated value$630,337
CheaperTypical $359,588Pricier

Pricier than 96% of homes nearby

Price per ft²$194
CheaperTypical $328Pricier

Pricier than 2% of homes nearby

Living area3,253 ft²
SmallerTypical 1,272 ft²Bigger

Bigger than 83% of homes nearby

Lot size2.87 ac
SmallerTypical 0.24 acBigger

Bigger than 93% of homes nearby

Year built1906
OlderTypical 1997Newer

Older than almost all homes nearby

How 2826 Garden Ln ranks against every home in each area.
MeasureThis homeRapid City 57703Pennington County
Estimated valuepricier than$630,33796% of homes86% of homes
Price per ft²pricier than$1942% of homes4% of homes
Living areabigger than3,253 ft²83% of homes88% of homes
Lot sizebigger than2.87 ac93% of homes89% of homes
Year builtnewer than1906almost no homesalmost no homes

About 2826 Garden Ln

How much is 2826 Garden Ln, Rapid City, SD worth?

The TopHap Estimate for 2826 Garden Ln, Rapid City, SD is $630,337 as of Jul 14, 2026. The likely range is $582,336 to $678,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2826 Garden Ln, Rapid City, SD?

2826 Garden Ln, Rapid City, SD has 2 bedrooms, 2 bathrooms, 3,253 square feet of living space and a 2.87-acre lot.

When was 2826 Garden Ln, Rapid City, SD built?

2826 Garden Ln, Rapid City, SD was built in 1906, making it 120 years old. It is a contemporary home.

What schools serve 2826 Garden Ln, Rapid City, SD?

2826 Garden Ln, Rapid City, SD is assigned to Rapid Valley Elementary School (elementary), rated C-; East Middle School (middle); Central High School (high), rated D. All sit in Rapid City Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2826 Garden Ln, Rapid City, SD compare to other homes in Rapid City 57703?

Among the 7,177 homes in Rapid City 57703, it is worth more than 96% of them ($630,337 against a typical $359,588), its price per square foot is higher than 2% of them ($194 against a typical $328), it is bigger than 83% of them (3,253 ft² against a typical 1,272 ft²), its lot is bigger than 93% of them (2.87 ac against a typical 0.24 ac) and it is newer than almost none of them (1906 against a typical 1997). Measured against all of Pennington County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2826 Garden Ln, Rapid City, SD?

The 2025 property tax bill for 2826 Garden Ln, Rapid City, SD was $6,917. The county assessed it at $607,600.

Closest homes

More homes in Rapid City 57703

Assigned schools

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