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Single Family ResidenceResidential
$1,107,456$529 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,100,000 on Sep 24, 2025

2845 COTTINGHAM ST

OCEANSIDE, CA 92054
4
Beds
3
Baths
2,094 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,100,000 · Sep 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,204 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,099,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$833,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,642
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$550,501

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
73
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.12
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mission Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 0.8 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 1.6 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2845 Cottingham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Loma Alta
  • Costs less per square foot than 87% of homes in Oceanside 92054
  • Bigger than 85% of homes in Loma Alta
  • Among the smallest lots in Loma Alta
  • Newer than 81% of homes in Loma Alta

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$411K$4.6M

This home is worth more than 51% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$1,107,456
CheaperTypical $1,101,000Pricier

Pricier than 51% of homes nearby

Price per ft²$529
CheaperTypical $726Pricier

Pricier than 13% of homes nearby

Living area2,094 ft²
SmallerTypical 1,226 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.12 ac
SmallerTypical 0.47 acBigger

Bigger than 6% of homes nearby

Year built1980
OlderTypical 1984Newer

Newer than 42% of homes nearby

How 2845 Cottingham St ranks against every home in each area.
MeasureThis homeLoma AltaOceanside 92054San Diego County
Estimated valuepricier than$1,107,45684% of homes51% of homes67% of homes
Price per ft²pricier than$52927% of homes13% of homes41% of homes
Living areabigger than2,094 ft²85% of homes84% of homes75% of homes
Lot sizebigger than0.12 acalmost no homes6% of homes13% of homes
Year builtnewer than198081% of homes42% of homes44% of homes

About 2845 Cottingham St

How much is 2845 Cottingham St, Oceanside, CA worth?

The TopHap Estimate for 2845 Cottingham St, Oceanside, CA is $1,107,456 as of Sep 24, 2026. The likely range is $1,008,024 to $1,206,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2845 Cottingham St, Oceanside, CA last sell?

2845 Cottingham St, Oceanside, CA last sold on Sep 24, 2025 for $1,100,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 2845 Cottingham St, Oceanside, CA?

2845 Cottingham St, Oceanside, CA has 4 bedrooms, 3 bathrooms, 2,094 square feet of living space and a 0.12-acre lot.

When was 2845 Cottingham St, Oceanside, CA built?

2845 Cottingham St, Oceanside, CA was built in 1980, making it 46 years old.

What schools serve 2845 Cottingham St, Oceanside, CA?

2845 Cottingham St, Oceanside, CA is assigned to Mission Elementary School (elementary), rated C-; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2845 Cottingham St, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,463 homes in Oceanside 92054, it is worth more than 51% of them ($1,107,456 against a typical $1,101,000), its price per square foot is higher than 13% of them ($529 against a typical $726), it is bigger than 84% of them (2,094 ft² against a typical 1,226 ft²), its lot is bigger than 6% of them (0.12 ac against a typical 0.47 ac) and it is newer than 42% of them (1980 against a typical 1984). Measured against all of San Diego County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2845 Cottingham St, Oceanside, CA?

The 2025 property tax bill for 2845 Cottingham St, Oceanside, CA was $6,204. The county assessed it at $1,099,900.

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Assigned schools

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