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Duplex (2 Units, Any Combination)Residential

2845 LAPEY ST

ROCKFORD, IL 61109
6
Beds
3
Baths
2,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
BLACKHAWK BK · 5.375% · recorded Jun 17, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
BLACKHAWK BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,426 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,395
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,031
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,869
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,278

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverdahl Elementary SchoolD+
Elementary · Grades KG–5 · 1.0 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 2.5 mi
M
RESA Middle SchoolD
Middle · Grades 6–8 · 2.8 mi

District: Rockford School District 205

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2845 Lapey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Bildahl / Lapey
  • Has a bigger lot than 94% of homes in Bildahl / Lapey
  • Older than 84% of homes in Rockford 61109

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Living area2,144 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.3 ac
SmallerTypical 0.3 acBigger

Bigger than 50% of homes nearby

Year built1945
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 2845 Lapey St ranks against every home in each area.
MeasureThis homeBildahl / LapeyRockford 61109Winnebago County
Living areabigger than2,144 ft²almost all homes58% of homes77% of homes
Lot sizebigger than0.3 ac94% of homes50% of homes54% of homes
Year builtnewer than194560% of homes16% of homes22% of homes

About 2845 Lapey St

When did 2845 Lapey St, Rockford, IL last sell?

2845 Lapey St, Rockford, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2845 Lapey St, Rockford, IL?

2845 Lapey St, Rockford, IL has 6 bedrooms, 3 bathrooms, 2,144 square feet of living space and a 0.30-acre lot.

When was 2845 Lapey St, Rockford, IL built?

2845 Lapey St, Rockford, IL was built in 1945, making it 81 years old. It is a bungalow home. The building has 1 story.

What schools serve 2845 Lapey St, Rockford, IL?

2845 Lapey St, Rockford, IL is assigned to Riverdahl Elementary School (elementary), rated D+; Jefferson High School (high), rated F; RESA Middle School (middle), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2845 Lapey St, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,747 homes in Rockford 61109, it is bigger than 58% of them (2,144 ft² against a typical 1,872 ft²), its lot is bigger than 50% of them (0.3 ac against a typical 0.3 ac) and it is newer than 16% of them (1945 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2845 Lapey St, Rockford, IL?

The 2025 property tax bill for 2845 Lapey St, Rockford, IL was $3,922. The county assessed it at $44,426.

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