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Single Family ResidenceResidential
$136,294$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $103,000 on Dec 31, 2013

285 PROSPECT RD

COTTAGEVILLE, WV 25239
4
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$136K
$98K low$175K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,000 · Dec 31, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$657 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$87,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cottageville Elementary SchoolA
Elementary · Grades PK–5 · 1.2 mi
H
Ravenswood High SchoolC
High · Grades 9–12 · 7.1 mi
M
Ravenswood Middle SchoolB-
Middle · Grades 6–8 · 7.1 mi

District: Jackson County School District

Neighborhood · ZIP 25239These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,431
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,413
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,646
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

285 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Jackson County
  • Costs more per square foot than 80% of homes in Cottageville 25239
  • Smaller than 86% of homes in Cottageville 25239
  • Has a smaller lot than 78% of homes in Cottageville 25239

What homes are worth in Cottageville 25239

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$432K

This home is worth more than 41% of homes in Cottageville 25239.

How it measures up in Cottageville 25239

The dot is this home. The mark in the middle is the typical home in Cottageville 25239.

Estimated value$136,294
CheaperTypical $151,498Pricier

Pricier than 41% of homes nearby

Price per ft²$131
CheaperTypical $98Pricier

Pricier than 80% of homes nearby

Living area1,040 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.49 ac
SmallerTypical 1.14 acBigger

Bigger than 22% of homes nearby

Year built1970
OlderTypical 1974Newer

Newer than 46% of homes nearby

How 285 Prospect Rd ranks against every home in each area.
MeasureThis homeCottageville 25239Jackson County
Estimated valuepricier than$136,29441% of homes30% of homes
Price per ft²pricier than$13180% of homes66% of homes
Living areabigger than1,040 ft²14% of homes15% of homes
Lot sizebigger than0.49 ac22% of homes32% of homes
Year builtnewer than197046% of homes45% of homes

About 285 Prospect Rd

How much is 285 Prospect Rd, Cottageville, WV worth?

The TopHap Estimate for 285 Prospect Rd, Cottageville, WV is $136,294 as of Aug 30, 2026. The likely range is $98,080 to $174,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 285 Prospect Rd, Cottageville, WV last sell?

285 Prospect Rd, Cottageville, WV last sold on Dec 31, 2013 for $103,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 285 Prospect Rd, Cottageville, WV?

285 Prospect Rd, Cottageville, WV has 4 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 0.48-acre lot.

When was 285 Prospect Rd, Cottageville, WV built?

285 Prospect Rd, Cottageville, WV was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 285 Prospect Rd, Cottageville, WV?

285 Prospect Rd, Cottageville, WV is assigned to Cottageville Elementary School (elementary), rated A; Ravenswood High School (high), rated C; Ravenswood Middle School (middle), rated B-. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 285 Prospect Rd, Cottageville, WV compare to other homes in Cottageville 25239?

Among the 727 homes in Cottageville 25239, it is worth more than 41% of them ($136,294 against a typical $151,498), its price per square foot is higher than 80% of them ($131 against a typical $98), it is bigger than 14% of them (1,040 ft² against a typical 1,521 ft²), its lot is bigger than 22% of them (0.49 ac against a typical 1.14 ac) and it is newer than 46% of them (1970 against a typical 1974). Measured against all of Jackson County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 285 Prospect Rd, Cottageville, WV?

The 2025 property tax bill for 285 Prospect Rd, Cottageville, WV was $657. The county assessed it at $52,740.

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