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Single Family ResidenceResidential
$165,088$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $154,500 on Oct 7, 2024

285 SUMMIT ST

RURAL HALL, NC 27045
2
Beds
1
Baths
895 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$165K
$127K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$154,500 · Oct 7, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,178
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$149,865
TRUIST BANK · recorded Oct 7, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,025 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyForsyth
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1979
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Shed · 234 ft²Porch · 72 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rural Hall Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
M
Northwest Middle SchoolF
Middle · Grades 6–8 · 3.2 mi
H
North Forsyth High SchoolD-
High · Grades 9–12 · 4.4 mi

District: Forsyth County Schools

Neighborhood · ZIP 27045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.445 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,595
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

285 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Rural Hall 27045
  • Smaller than 97% of homes in Rural Hall 27045
  • Has a smaller lot than 93% of homes in Rural Hall 27045
  • Older than 94% of homes in Rural Hall 27045

What homes are worth in Rural Hall 27045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$667K

This home is worth more than 9% of homes in Rural Hall 27045.

How it measures up in Rural Hall 27045

The dot is this home. The mark in the middle is the typical home in Rural Hall 27045.

Estimated value$165,088
CheaperTypical $277,209Pricier

Pricier than 9% of homes nearby

Price per ft²$184
CheaperTypical $171Pricier

Pricier than 61% of homes nearby

Living area895 ft²
SmallerTypical 1,578 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.17 ac
SmallerTypical 0.52 acBigger

Bigger than 7% of homes nearby

Year built1938
OlderTypical 1985Newer

Newer than 6% of homes nearby

How 285 Summit St ranks against every home in each area.
MeasureThis homeRural Hall 27045Forsyth County
Estimated valuepricier than$165,0889% of homes17% of homes
Price per ft²pricier than$18461% of homes61% of homes
Living areabigger than895 ft²3% of homes5% of homes
Lot sizebigger than0.17 ac7% of homes16% of homes
Year builtnewer than19386% of homes9% of homes

About 285 Summit St

How much is 285 Summit St, Rural Hall, NC worth?

The TopHap Estimate for 285 Summit St, Rural Hall, NC is $165,088 as of Jul 14, 2026. The likely range is $127,490 to $202,686. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 285 Summit St, Rural Hall, NC last sell?

285 Summit St, Rural Hall, NC last sold on Oct 7, 2024 for $154,500, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 285 Summit St, Rural Hall, NC?

285 Summit St, Rural Hall, NC has 2 bedrooms, 1 bathrooms, 895 square feet of living space and a 0.17-acre lot.

When was 285 Summit St, Rural Hall, NC built?

285 Summit St, Rural Hall, NC was built in 1938, making it 88 years old. It is a conventional home. The building has 1 story.

What schools serve 285 Summit St, Rural Hall, NC?

285 Summit St, Rural Hall, NC is assigned to Rural Hall Elementary School (elementary), rated D+; Northwest Middle School (middle), rated F; North Forsyth High School (high), rated D-. All sit in Forsyth County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 285 Summit St, Rural Hall, NC compare to other homes in Rural Hall 27045?

Among the 4,117 homes in Rural Hall 27045, it is worth more than 9% of them ($165,088 against a typical $277,209), its price per square foot is higher than 61% of them ($184 against a typical $171), it is bigger than 3% of them (895 ft² against a typical 1,578 ft²), its lot is bigger than 7% of them (0.17 ac against a typical 0.52 ac) and it is newer than 6% of them (1938 against a typical 1985). Measured against all of Forsyth County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 285 Summit St, Rural Hall, NC?

The 2025 property tax bill for 285 Summit St, Rural Hall, NC was $1,025. The county assessed it at $123,000.

Closest homes

More homes in Rural Hall 27045

Assigned schools

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