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Single Family ResidenceResidential
$454,468$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $410,000 on Jun 18, 2024

285 W CARDINAL ST

GARNER, IA 50438
4
Beds
1
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$454K
$404K low$505K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Jun 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,220 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$450,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$428,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$450,260

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 155 ft²Porch · 208 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Garner-Hayfield-Ventura High SchoolA-
High · Grades 9–12 · 0.3 mi
M
Garner-Hayfield-Ventura Middle School
Middle · Grades 5–8 · 0.6 mi
E
Garner-Hayfield-Ventura Elementary SchoolA+
Elementary · Grades PK–4 · 0.6 mi

District: Garner-Hayfield-Ventura Community School District

Neighborhood · ZIP 50438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,923
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

285 W Cardinal St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Hancock County
  • Costs more per square foot than 91% of homes in Hancock County
  • Bigger than 85% of homes in Hancock County
  • Newer than 95% of homes in Hancock County

What homes are worth in Garner 50438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$502K

This home is worth more than 95% of homes in Garner 50438.

How it measures up in Garner 50438

The dot is this home. The mark in the middle is the typical home in Garner 50438.

Estimated value$454,468
CheaperTypical $224,168Pricier

Pricier than 95% of homes nearby

Price per ft²$225
CheaperTypical $163Pricier

Pricier than 81% of homes nearby

Living area2,016 ft²
SmallerTypical 1,441 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.29 ac
SmallerTypical 0.27 acBigger

Bigger than 56% of homes nearby

Year built2007
OlderTypical 1963Newer

Newer than 93% of homes nearby

How 285 W Cardinal St ranks against every home in each area.
MeasureThis homeGarner 50438Hancock County
Estimated valuepricier than$454,46895% of homes97% of homes
Price per ft²pricier than$22581% of homes91% of homes
Living areabigger than2,016 ft²83% of homes85% of homes
Lot sizebigger than0.29 ac56% of homes46% of homes
Year builtnewer than200793% of homes95% of homes

About 285 W Cardinal St

How much is 285 W Cardinal St, Garner, IA worth?

The TopHap Estimate for 285 W Cardinal St, Garner, IA is $454,468 as of Sep 24, 2026. The likely range is $403,729 to $505,207. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 285 W Cardinal St, Garner, IA last sell?

285 W Cardinal St, Garner, IA last sold on Jun 18, 2024 for $410,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 285 W Cardinal St, Garner, IA?

285 W Cardinal St, Garner, IA has 4 bedrooms, 1 bathrooms, 2,016 square feet of living space and a 0.29-acre lot.

When was 285 W Cardinal St, Garner, IA built?

285 W Cardinal St, Garner, IA was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 285 W Cardinal St, Garner, IA?

285 W Cardinal St, Garner, IA is assigned to Garner-Hayfield-Ventura High School (high), rated A-; Garner-Hayfield-Ventura Middle School (middle); Garner-Hayfield-Ventura Elementary School (elementary), rated A+. All sit in Garner-Hayfield-Ventura Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 285 W Cardinal St, Garner, IA compare to other homes in Garner 50438?

Among the 1,700 homes in Garner 50438, it is worth more than 95% of them ($454,468 against a typical $224,168), its price per square foot is higher than 81% of them ($225 against a typical $163), it is bigger than 83% of them (2,016 ft² against a typical 1,441 ft²), its lot is bigger than 56% of them (0.29 ac against a typical 0.27 ac) and it is newer than 93% of them (2007 against a typical 1963). Measured against all of Hancock County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 285 W Cardinal St, Garner, IA?

The 2025 property tax bill for 285 W Cardinal St, Garner, IA was $6,220. The county assessed it at $450,260.

More homes on W Cardinal St

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