Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$96,858$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $118,000 on May 19, 2003

2851 HIGHWAY 3

ROWAN, IA 50470
3
Beds
1
Baths
1,180 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$97K
$79K low$115K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,000 · May 19, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,322
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,858
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
FIRST CITIZENS NATIONAL BANK · recorded Dec 30, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,536
FIRST CITIZENS NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,594 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWright
Lot (acres)The size of the land the home sits on, from county records.3.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²Porch · 712 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belmond-Klemme Community Jr-Sr High SchoolC-
Middle · Grades 7–12 · 7.1 mi
E
Richard O. Jacobson Elementary SchoolD-
Elementary · Grades PK–6 · 7.3 mi

District: Belmond-Klemme Community School District

Neighborhood · ZIP 50470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,161
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,971
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2851 Highway 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Rowan 50470
  • Costs more per square foot than 88% of homes in Rowan 50470
  • Smaller than 73% of homes in Rowan 50470
  • Has a bigger lot than 85% of homes in Wright County
  • Newer than 91% of homes in Rowan 50470

What homes are worth in Rowan 50470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$258K

This home is worth more than 81% of homes in Rowan 50470.

How it measures up in Rowan 50470

The dot is this home. The mark in the middle is the typical home in Rowan 50470.

Estimated value$96,858
CheaperTypical $55,537Pricier

Pricier than 81% of homes nearby

Price per ft²$82
CheaperTypical $40Pricier

Pricier than 88% of homes nearby

Living area1,180 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 27% of homes nearby

Lot size3.04 ac
SmallerTypical 0.37 acBigger

Bigger than 74% of homes nearby

Year built1984
OlderTypical 1920Newer

Newer than 91% of homes nearby

How 2851 Highway 3 ranks against every home in each area.
MeasureThis homeRowan 50470Wright County
Estimated valuepricier than$96,85881% of homes44% of homes
Price per ft²pricier than$8288% of homes51% of homes
Living areabigger than1,180 ft²27% of homes33% of homes
Lot sizebigger than3.04 ac74% of homes85% of homes
Year builtnewer than198491% of homes89% of homes

About 2851 Highway 3

How much is 2851 Highway 3, Rowan, IA worth?

The TopHap Estimate for 2851 Highway 3, Rowan, IA is $96,858 as of Jul 14, 2026. The likely range is $78,572 to $115,144. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2851 Highway 3, Rowan, IA last sell?

2851 Highway 3, Rowan, IA last sold on May 19, 2003 for $118,000, according to the county's recorded deed.

How big is 2851 Highway 3, Rowan, IA?

2851 Highway 3, Rowan, IA has 3 bedrooms, 1 bathrooms, 1,180 square feet of living space and a 3.04-acre lot.

When was 2851 Highway 3, Rowan, IA built?

2851 Highway 3, Rowan, IA was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 2851 Highway 3, Rowan, IA?

2851 Highway 3, Rowan, IA is assigned to Belmond-Klemme Community Jr-Sr High School (middle), rated C-; Richard O. Jacobson Elementary School (elementary), rated D-. All sit in Belmond-Klemme Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2851 Highway 3, Rowan, IA compare to other homes in Rowan 50470?

Among the 151 homes in Rowan 50470, it is worth more than 81% of them ($96,858 against a typical $55,537), its price per square foot is higher than 88% of them ($82 against a typical $40), it is bigger than 27% of them (1,180 ft² against a typical 1,420 ft²), its lot is bigger than 74% of them (3.04 ac against a typical 0.37 ac) and it is newer than 91% of them (1984 against a typical 1920). Measured against all of Wright County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2851 Highway 3, Rowan, IA?

The 2024 property tax bill for 2851 Highway 3, Rowan, IA was $2,594. The county assessed it at $289,000.

Closest homes

More homes in Rowan 50470

Assigned schools

Explore the area

See this home in context

Open 2851 Highway 3 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map