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Single Family ResidenceResidential
$284,116$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $40,000 on Jan 4, 1993

286 BLUFF RD

ROCK ISLAND, TN 38581
2
Baths
2,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$284K
$263K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Jan 4, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,124 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWarren
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.72
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPorch · 2,185 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolC-
Elementary · Grades PK–8 · 4.6 mi
H
Warren County High SchoolB
High · Grades 9–12 · 15.0 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Rock Island 38581
  • Costs less per square foot than 69% of homes in Warren County
  • Bigger than 90% of homes in Rock Island 38581
  • Has a smaller lot than 78% of homes in Rock Island 38581
  • Older than 97% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1M

This home is worth more than 72% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$284,116
CheaperTypical $194,406Pricier

Pricier than 72% of homes nearby

Price per ft²$123
CheaperTypical $139Pricier

Pricier than 36% of homes nearby

Living area2,316 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.72 ac
SmallerTypical 2.5 acBigger

Bigger than 22% of homes nearby

Year built1926
OlderTypical 1985Newer

Newer than 3% of homes nearby

How 286 Bluff Rd ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$284,11672% of homes71% of homes
Price per ft²pricier than$12336% of homes31% of homes
Living areabigger than2,316 ft²90% of homes88% of homes
Lot sizebigger than0.72 ac22% of homes41% of homes
Year builtnewer than19263% of homes3% of homes

About 286 Bluff Rd

How much is 286 Bluff Rd, Rock Island, TN worth?

The TopHap Estimate for 286 Bluff Rd, Rock Island, TN is $284,116 as of Sep 24, 2026. The likely range is $263,449 to $304,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Bluff Rd, Rock Island, TN last sell?

286 Bluff Rd, Rock Island, TN last sold on Jan 4, 1993 for $40,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 286 Bluff Rd, Rock Island, TN?

286 Bluff Rd, Rock Island, TN has 2 bathrooms, 2,316 square feet of living space and a 0.72-acre lot.

When was 286 Bluff Rd, Rock Island, TN built?

286 Bluff Rd, Rock Island, TN was built in 1926, making it 100 years old. The building has 2 stories.

What schools serve 286 Bluff Rd, Rock Island, TN?

286 Bluff Rd, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated C-; Warren County High School (high), rated B. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Bluff Rd, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,132 homes in Rock Island 38581, it is worth more than 72% of them ($284,116 against a typical $194,406), its price per square foot is higher than 36% of them ($123 against a typical $139), it is bigger than 90% of them (2,316 ft² against a typical 1,350 ft²), its lot is bigger than 22% of them (0.72 ac against a typical 2.5 ac) and it is newer than 3% of them (1926 against a typical 1985). Measured against all of Warren County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Bluff Rd, Rock Island, TN?

The 2024 property tax bill for 286 Bluff Rd, Rock Island, TN was $1,124. The county assessed it at $57,100.

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