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TownhouseResidential
$350,567$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $315,000 on Aug 8, 2024

286 CHAPARRAL CIR

ELGIN, IL 60120
3
Beds
2.5
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$351K
$316K low$385K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Aug 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,379 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,722
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,278
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elgin High SchoolD
High · Grades 9–12 · 0.4 mi
E
Hilltop Elementary SchoolB-
Elementary · Grades PK–6 · 0.8 mi
M
Ellis Middle SchoolD
Middle · Grades 7–8 · 1.4 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Chaparral Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Elgin 60120
  • Costs more per square foot than 68% of homes in Elgin 60120
  • Has a smaller lot than 74% of homes in Elgin 60120
  • Newer than 86% of homes in Cook County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$589K

This home is worth more than 78% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$350,567
CheaperTypical $285,854Pricier

Pricier than 78% of homes nearby

Price per ft²$224
CheaperTypical $206Pricier

Pricier than 68% of homes nearby

Living area1,566 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.15 ac
SmallerTypical 0.2 acBigger

Bigger than 26% of homes nearby

Year built1995
OlderTypical 1969Newer

Newer than 84% of homes nearby

How 286 Chaparral Cir ranks against every home in each area.
MeasureThis homeElgin 60120Cook County
Estimated valuepricier than$350,56778% of homes53% of homes
Price per ft²pricier than$22468% of homes40% of homes
Living areabigger than1,566 ft²60% of homes55% of homes
Lot sizebigger than0.15 ac26% of homes51% of homes
Year builtnewer than199584% of homes86% of homes

About 286 Chaparral Cir

How much is 286 Chaparral Cir, Elgin, IL worth?

The TopHap Estimate for 286 Chaparral Cir, Elgin, IL is $350,567 as of Sep 24, 2026. The likely range is $316,293 to $384,841. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Chaparral Cir, Elgin, IL last sell?

286 Chaparral Cir, Elgin, IL last sold on Aug 8, 2024 for $315,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 286 Chaparral Cir, Elgin, IL?

286 Chaparral Cir, Elgin, IL has 3 bedrooms, 2.5 bathrooms, 1,566 square feet of living space and a 0.15-acre lot.

When was 286 Chaparral Cir, Elgin, IL built?

286 Chaparral Cir, Elgin, IL was built in 1995, making it 31 years old. It is a modern home. The building has 2 stories.

What schools serve 286 Chaparral Cir, Elgin, IL?

286 Chaparral Cir, Elgin, IL is assigned to Elgin High School (high), rated D; Hilltop Elementary School (elementary), rated B-; Ellis Middle School (middle), rated D. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Chaparral Cir, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,140 homes in Elgin 60120, it is worth more than 78% of them ($350,567 against a typical $285,854), its price per square foot is higher than 68% of them ($224 against a typical $206), it is bigger than 60% of them (1,566 ft² against a typical 1,421 ft²), its lot is bigger than 26% of them (0.15 ac against a typical 0.2 ac) and it is newer than 84% of them (1995 against a typical 1969). Measured against all of Cook County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Chaparral Cir, Elgin, IL?

The 2023 property tax bill for 286 Chaparral Cir, Elgin, IL was $5,379. The county assessed it at $28,000.

More homes on Chaparral Cir

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