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CondominiumResidential
$2,651,999$1,391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,550,000 on Dec 14, 2023

286 MONTEREY DUNES WAY

MOSS LANDING, CA 95039
3
Beds
2.5
Baths
1,906 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,902 ft²
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$2.7M
$2.5M low$2.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,550,000 · Dec 14, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$28,167 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,653,020 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,612,620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,040,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,601,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.89
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Monterey County Middle SchoolD-
Middle · Grades 7–8 · 2.5 mi
H
North Monterey County High SchoolC
High · Grades 9–12 · 3.8 mi
E
Elkhorn Elementary SchoolD+
Elementary · Grades KG–6 · 5.1 mi

District: North Monterey County Unified School District

Neighborhood · ZIP 95039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.416

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.2,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,046
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,484
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Monterey Dunes Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Moss Landing 95039
  • Costs more per square foot than 94% of homes in Monterey County
  • Bigger than 76% of homes in Moss Landing 95039
  • Has a smaller lot than 97% of homes in Moss Landing 95039
  • Newer than 90% of homes in Moss Landing 95039

What homes are worth in Moss Landing 95039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$516K$2.8M

This home is worth more than 98% of homes in Moss Landing 95039.

How it measures up in Moss Landing 95039

The dot is this home. The mark in the middle is the typical home in Moss Landing 95039.

Estimated value$2,651,999
CheaperTypical $1,096,226Pricier

Pricier than 98% of homes nearby

Price per ft²$1391
CheaperTypical $703Pricier

Pricier than 91% of homes nearby

Living area1,906 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 76% of homes nearby

Lot size3,902 ft²
SmallerTypical 0.72 acBigger

Bigger than 3% of homes nearby

Year built1975
OlderTypical 1975Newer

Newer than 90% of homes nearby

How 286 Monterey Dunes Way ranks against every home in each area.
MeasureThis homeMoss Landing 95039Monterey County
Estimated valuepricier than$2,651,99998% of homes92% of homes
Price per ft²pricier than$139191% of homes94% of homes
Living areabigger than1,906 ft²76% of homes66% of homes
Lot sizebigger than3,902 ft²3% of homes7% of homes
Year builtnewer than197590% of homes55% of homes

About 286 Monterey Dunes Way

How much is 286 Monterey Dunes Way, Moss Landing, CA worth?

The TopHap Estimate for 286 Monterey Dunes Way, Moss Landing, CA is $2,651,999 as of Aug 30, 2026. The likely range is $2,479,715 to $2,824,283. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Monterey Dunes Way, Moss Landing, CA last sell?

286 Monterey Dunes Way, Moss Landing, CA last sold on Dec 14, 2023 for $2,550,000, according to the county's recorded deed.

How big is 286 Monterey Dunes Way, Moss Landing, CA?

286 Monterey Dunes Way, Moss Landing, CA has 3 bedrooms, 2.5 bathrooms, 1,906 square feet of living space and a 0.89-acre lot.

When was 286 Monterey Dunes Way, Moss Landing, CA built?

286 Monterey Dunes Way, Moss Landing, CA was built in 1975, making it 51 years old. The building has 2 stories.

What schools serve 286 Monterey Dunes Way, Moss Landing, CA?

286 Monterey Dunes Way, Moss Landing, CA is assigned to North Monterey County Middle School (middle), rated D-; North Monterey County High School (high), rated C; Elkhorn Elementary School (elementary), rated D+. All sit in North Monterey County Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Monterey Dunes Way, Moss Landing, CA compare to other homes in Moss Landing 95039?

Among the 374 homes in Moss Landing 95039, it is worth more than 98% of them ($2,651,999 against a typical $1,096,226), its price per square foot is higher than 91% of them ($1391 against a typical $703), it is bigger than 76% of them (1,906 ft² against a typical 1,496 ft²), its lot is bigger than 3% of them (3,902 ft² against a typical 0.72 ac) and it is newer than 90% of them (1975 against a typical 1975). Measured against all of Monterey County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Monterey Dunes Way, Moss Landing, CA?

The 2025 property tax bill for 286 Monterey Dunes Way, Moss Landing, CA was $28,167. The county assessed it at $2,653,020.

More homes on Monterey Dunes Way

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