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Single Family ResidenceResidential
$868,186$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $251,500 on Sep 11, 1997

286 PROSPECT ST

FRANKLIN, MA 02038
5
Beds
3.5
Baths
3,499 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$868K
$833K low$903K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$251,500 · Sep 11, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,186
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,549
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
GREENWOOD CU · recorded Jul 2, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
SOVEREIGN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$746,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$337,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$409,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$992,465

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNORFOLK
Lot (acres)The size of the land the home sits on, from county records.1.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolA
Elementary · Grades KG–5 · 1.9 mi
M
Remington Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi
H
Franklin High SchoolA
High · Grades 9–12 · 3.2 mi

District: Franklin School District

Neighborhood · ZIP 02038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,220
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,360
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Franklin 02038
  • Among the lowest price per square foot in Franklin 02038
  • Bigger than 97% of homes in Franklin 02038
  • Has a bigger lot than 83% of homes in Norfolk County
  • Newer than 78% of homes in Norfolk County

What homes are worth in Franklin 02038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$1.3M

This home is worth more than 73% of homes in Franklin 02038.

How it measures up in Franklin 02038

The dot is this home. The mark in the middle is the typical home in Franklin 02038.

Estimated value$868,186
CheaperTypical $706,530Pricier

Pricier than 73% of homes nearby

Price per ft²$248
CheaperTypical $384Pricier

Cheaper than almost all homes nearby

Living area3,499 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.14 ac
SmallerTypical 0.69 acBigger

Bigger than 72% of homes nearby

Year built1986
OlderTypical 1985Newer

Newer than 56% of homes nearby

How 286 Prospect St ranks against every home in each area.
MeasureThis homeFranklin 02038Norfolk County
Estimated valuepricier than$868,18673% of homes64% of homes
Price per ft²pricier than$248almost no homesalmost no homes
Living areabigger than3,499 ft²97% of homes92% of homes
Lot sizebigger than1.14 ac72% of homes83% of homes
Year builtnewer than198656% of homes78% of homes

About 286 Prospect St

How much is 286 Prospect St, Franklin, MA worth?

The TopHap Estimate for 286 Prospect St, Franklin, MA is $868,186 as of Jul 14, 2026. The likely range is $833,153 to $903,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 286 Prospect St, Franklin, MA last sell?

286 Prospect St, Franklin, MA last sold on Sep 11, 1997 for $251,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 286 Prospect St, Franklin, MA?

286 Prospect St, Franklin, MA has 5 bedrooms, 3.5 bathrooms, 3,499 square feet of living space and a 1.14-acre lot.

When was 286 Prospect St, Franklin, MA built?

286 Prospect St, Franklin, MA was built in 1986, making it 40 years old. It is a colonial home. The building has 2 stories.

What schools serve 286 Prospect St, Franklin, MA?

286 Prospect St, Franklin, MA is assigned to Jefferson Elementary School (elementary), rated A; Remington Middle School (middle), rated B-; Franklin High School (high), rated A. All sit in Franklin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Prospect St, Franklin, MA compare to other homes in Franklin 02038?

Among the 10,125 homes in Franklin 02038, it is worth more than 73% of them ($868,186 against a typical $706,530), its price per square foot is higher than almost none of them ($248 against a typical $384), it is bigger than 97% of them (3,499 ft² against a typical 1,872 ft²), its lot is bigger than 72% of them (1.14 ac against a typical 0.69 ac) and it is newer than 56% of them (1986 against a typical 1985). Measured against all of Norfolk County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Prospect St, Franklin, MA?

The 2025 property tax bill for 286 Prospect St, Franklin, MA was $8,678. The county assessed it at $746,800.

Closest homes

More homes in Franklin 02038

Assigned schools

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