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Single Family ResidenceResidential
$508,424$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $308,866 on Sep 26, 2018

2862 COTTAGE LN

HOOD RIVER, OR 97031
2
Beds
2
Baths
1,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$508K
$484K low$533K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$308,866 · Sep 26, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$373,424
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$298,739
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
DIRECTORS MORTGAGE INC · recorded Nov 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,604 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,510 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$169,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,950

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHood River
Lot (acres)The size of the land the home sits on, from county records.0.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 128 ft²Porch · 128 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westside Elementary SchoolA
Elementary · Grades KG–5 · 0.5 mi
M
Hood River Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
H
Hood River Valley High SchoolA-
High · Grades 9–12 · 1.2 mi

District: Hood River County School District 1

Neighborhood · ZIP 97031These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,160
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,714
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,779
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2862 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Hood River 97031
  • Smaller than 80% of homes in Hood River 97031
  • Among the smallest lots in Hood River 97031
  • Newer than 84% of homes in Hood River 97031

What homes are worth in Hood River 97031

Each bar is how many homes fall in that price range. The marker is this home.

This home
$342K$1.7M

This home is worth more than 14% of homes in Hood River 97031.

How it measures up in Hood River 97031

The dot is this home. The mark in the middle is the typical home in Hood River 97031.

Estimated value$508,424
CheaperTypical $717,445Pricier

Pricier than 14% of homes nearby

Price per ft²$436
CheaperTypical $412Pricier

Pricier than 60% of homes nearby

Living area1,166 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 20% of homes nearby

Lot size1,307 ft²
SmallerTypical 0.24 acBigger

Smaller than almost all homes nearby

Year built2007
OlderTypical 1986Newer

Newer than 84% of homes nearby

How 2862 Cottage Ln ranks against every home in each area.
MeasureThis homeHood River 97031Hood River County
Estimated valuepricier than$508,42414% of homes19% of homes
Price per ft²pricier than$43660% of homes63% of homes
Living areabigger than1,166 ft²20% of homes20% of homes
Lot sizebigger than1,307 ft²almost no homes2% of homes
Year builtnewer than200784% of homes84% of homes

About 2862 Cottage Ln

How much is 2862 Cottage Ln, Hood River, OR worth?

The TopHap Estimate for 2862 Cottage Ln, Hood River, OR is $508,424 as of Jul 14, 2026. The likely range is $483,598 to $533,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2862 Cottage Ln, Hood River, OR last sell?

2862 Cottage Ln, Hood River, OR last sold on Sep 26, 2018 for $308,866, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2862 Cottage Ln, Hood River, OR?

2862 Cottage Ln, Hood River, OR has 2 bedrooms, 2 bathrooms, 1,166 square feet of living space and a 0.03-acre lot.

When was 2862 Cottage Ln, Hood River, OR built?

2862 Cottage Ln, Hood River, OR was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 2862 Cottage Ln, Hood River, OR?

2862 Cottage Ln, Hood River, OR is assigned to Westside Elementary School (elementary), rated A; Hood River Middle School (middle), rated B; Hood River Valley High School (high), rated A-. All sit in Hood River County School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2862 Cottage Ln, Hood River, OR compare to other homes in Hood River 97031?

Among the 7,881 homes in Hood River 97031, it is worth more than 14% of them ($508,424 against a typical $717,445), its price per square foot is higher than 60% of them ($436 against a typical $412), it is bigger than 20% of them (1,166 ft² against a typical 1,664 ft²), its lot is bigger than almost none of them (1,307 ft² against a typical 0.24 ac) and it is newer than 84% of them (2007 against a typical 1986). Measured against all of Hood River County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2862 Cottage Ln, Hood River, OR?

The 2025 property tax bill for 2862 Cottage Ln, Hood River, OR was $2,604. The county assessed it at $174,510.

Closest homes

More homes in Hood River 97031

Assigned schools

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