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Single Family ResidenceResidential
$249,524$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

28644 COTTLE CREEK RD

ANDALUSIA, AL 36421
1
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
37 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$250K
$207K low$292K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,168 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,168
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.37.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Straughn High SchoolB-
High · Grades 9–12 · 2.2 mi
M
Straughn Middle SchoolA+
Middle · Grades 6–8 · 2.2 mi
E
Straughn Elementary SchoolA
Elementary · Grades PK–5 · 2.2 mi

District: Covington County School District

Neighborhood · ZIP 36421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,322
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,527
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28644 Cottle Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Covington County
  • Costs more per square foot than 76% of homes in Covington County
  • Bigger than 73% of homes in Covington County
  • Has a bigger lot than 94% of homes in Andalusia 36421
  • Older than 90% of homes in Andalusia 36421

What homes are worth in Andalusia 36421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$650K

This home is worth more than 62% of homes in Andalusia 36421.

How it measures up in Andalusia 36421

The dot is this home. The mark in the middle is the typical home in Andalusia 36421.

Estimated value$249,524
CheaperTypical $210,649Pricier

Pricier than 62% of homes nearby

Price per ft²$133
CheaperTypical $121Pricier

Pricier than 59% of homes nearby

Living area1,882 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 65% of homes nearby

Lot size37 ac
SmallerTypical 1.52 acBigger

Bigger than 94% of homes nearby

Year built1920
OlderTypical 1981Newer

Newer than 10% of homes nearby

How 28644 Cottle Creek Rd ranks against every home in each area.
MeasureThis homeAndalusia 36421Covington County
Estimated valuepricier than$249,52462% of homes78% of homes
Price per ft²pricier than$13359% of homes76% of homes
Living areabigger than1,882 ft²65% of homes73% of homes
Lot sizebigger than37 ac94% of homes94% of homes
Year builtnewer than192010% of homes12% of homes

About 28644 Cottle Creek Rd

How much is 28644 Cottle Creek Rd, Andalusia, AL worth?

The TopHap Estimate for 28644 Cottle Creek Rd, Andalusia, AL is $249,524 as of Aug 30, 2026. The likely range is $207,206 to $291,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28644 Cottle Creek Rd, Andalusia, AL last sell?

28644 Cottle Creek Rd, Andalusia, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28644 Cottle Creek Rd, Andalusia, AL?

28644 Cottle Creek Rd, Andalusia, AL has 1 bathrooms, 1,882 square feet of living space and a 37.00-acre lot.

When was 28644 Cottle Creek Rd, Andalusia, AL built?

28644 Cottle Creek Rd, Andalusia, AL was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 28644 Cottle Creek Rd, Andalusia, AL?

28644 Cottle Creek Rd, Andalusia, AL is assigned to Straughn High School (high), rated B-; Straughn Middle School (middle), rated A+; Straughn Elementary School (elementary), rated A. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28644 Cottle Creek Rd, Andalusia, AL compare to other homes in Andalusia 36421?

Among the 4,031 homes in Andalusia 36421, it is worth more than 62% of them ($249,524 against a typical $210,649), its price per square foot is higher than 59% of them ($133 against a typical $121), it is bigger than 65% of them (1,882 ft² against a typical 1,596 ft²), its lot is bigger than 94% of them (37 ac against a typical 1.52 ac) and it is newer than 10% of them (1920 against a typical 1981). Measured against all of Covington County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28644 Cottle Creek Rd, Andalusia, AL?

The 2025 property tax bill for 28644 Cottle Creek Rd, Andalusia, AL was $634. The county assessed it at $50,168.

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