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Single Family ResidenceResidential
$189,050$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $49,600 on Dec 6, 2013

2870 CREEK ST

MIDDLEBURG, FL 32068
3
Beds
1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$189K
$169K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,600 · Dec 6, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,837 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,562 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,562
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,562

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Patio · 224 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Middleburg High SchoolB
High · Grades 9–12 · 3.3 mi
E
Shadowlawn Elementary SchoolA-
Elementary · Grades KG–6 · 4.0 mi
M
Lake Asbury Junior High SchoolA-
Middle · Grades 7–8 · 4.0 mi

District: Clay County School District

Neighborhood · ZIP 32068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,564
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.515 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,038
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2870 Creek St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Middleburg 32068
  • Among the lowest price per square foot in Middleburg 32068
  • Bigger than 65% of homes in Middleburg 32068
  • Older than 93% of homes in Middleburg 32068

What homes are worth in Middleburg 32068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$658K

This home is worth more than 2% of homes in Middleburg 32068.

How it measures up in Middleburg 32068

The dot is this home. The mark in the middle is the typical home in Middleburg 32068.

Estimated value$189,050
CheaperTypical $326,201Pricier

Pricier than 2% of homes nearby

Price per ft²$98
CheaperTypical $183Pricier

Cheaper than almost all homes nearby

Living area1,920 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.34 ac
SmallerTypical 0.48 acBigger

Bigger than 47% of homes nearby

Year built1978
OlderTypical 2000Newer

Newer than 7% of homes nearby

How 2870 Creek St ranks against every home in each area.
MeasureThis homeMiddleburg 32068Clay County
Estimated valuepricier than$189,0502% of homes6% of homes
Price per ft²pricier than$98almost no homesalmost no homes
Living areabigger than1,920 ft²65% of homes59% of homes
Lot sizebigger than0.34 ac47% of homes60% of homes
Year builtnewer than19787% of homes18% of homes

About 2870 Creek St

How much is 2870 Creek St, Middleburg, FL worth?

The TopHap Estimate for 2870 Creek St, Middleburg, FL is $189,050 as of Oct 21, 2026. The likely range is $168,537 to $209,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2870 Creek St, Middleburg, FL last sell?

2870 Creek St, Middleburg, FL last sold on Dec 6, 2013 for $49,600, according to the county's recorded deed.

How big is 2870 Creek St, Middleburg, FL?

2870 Creek St, Middleburg, FL has 3 bedrooms, 1 bathrooms, 1,920 square feet of living space and a 0.34-acre lot.

When was 2870 Creek St, Middleburg, FL built?

2870 Creek St, Middleburg, FL was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 2870 Creek St, Middleburg, FL?

2870 Creek St, Middleburg, FL is assigned to Middleburg High School (high), rated B; Shadowlawn Elementary School (elementary), rated A-; Lake Asbury Junior High School (middle), rated A-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2870 Creek St, Middleburg, FL compare to other homes in Middleburg 32068?

Among the 22,399 homes in Middleburg 32068, it is worth more than 2% of them ($189,050 against a typical $326,201), its price per square foot is higher than almost none of them ($98 against a typical $183), it is bigger than 65% of them (1,920 ft² against a typical 1,718 ft²), its lot is bigger than 47% of them (0.34 ac against a typical 0.48 ac) and it is newer than 7% of them (1978 against a typical 2000). Measured against all of Clay County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2870 Creek St, Middleburg, FL?

The 2024 property tax bill for 2870 Creek St, Middleburg, FL was $1,837. The county assessed it at $141,562.

More homes on Creek St

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