Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$317,614$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2895 ROSS RD

SAINT LEONARD, MD 20685
1
Baths
1,378 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$318K
$283K low$352K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$317,614
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$254,091

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,938 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$123,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.88 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mutual Elementary SchoolA-
Elementary · Grades PK–5 · 1.6 mi
H
Calvert High SchoolB
High · Grades 9–12 · 7.2 mi
M
Calvert Middle SchoolB
Middle · Grades 6–8 · 7.5 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,918
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,796
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,144
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2895 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Calvert County
  • Costs less per square foot than 78% of homes in Calvert County
  • Smaller than 67% of homes in Calvert County
  • Among the largest lots in Calvert County
  • Among the oldest homes in Saint Leonard 20685

What homes are worth in Saint Leonard 20685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$1M

This home is worth more than 14% of homes in Saint Leonard 20685.

How it measures up in Saint Leonard 20685

The dot is this home. The mark in the middle is the typical home in Saint Leonard 20685.

Estimated value$317,614
CheaperTypical $468,531Pricier

Pricier than 14% of homes nearby

Price per ft²$230
CheaperTypical $269Pricier

Pricier than 24% of homes nearby

Living area1,378 ft²
SmallerTypical 1,830 ft²Bigger

Bigger than 34% of homes nearby

Lot size40 ac
SmallerTypical 0.92 acBigger

Bigger than 98% of homes nearby

Year built1860
OlderTypical 1989Newer

Older than almost all homes nearby

How 2895 Ross Rd ranks against every home in each area.
MeasureThis homeSaint Leonard 20685Calvert County
Estimated valuepricier than$317,61414% of homes13% of homes
Price per ft²pricier than$23024% of homes22% of homes
Living areabigger than1,378 ft²34% of homes33% of homes
Lot sizebigger than40 ac98% of homesalmost all homes
Year builtnewer than1860almost no homesalmost no homes

About 2895 Ross Rd

How much is 2895 Ross Rd, Saint Leonard, MD worth?

The TopHap Estimate for 2895 Ross Rd, Saint Leonard, MD is $317,614 as of Jul 14, 2026. The likely range is $283,348 to $351,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2895 Ross Rd, Saint Leonard, MD last sell?

2895 Ross Rd, Saint Leonard, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2895 Ross Rd, Saint Leonard, MD?

2895 Ross Rd, Saint Leonard, MD has 1 bathrooms, 1,378 square feet of living space and a 40.00-acre lot.

When was 2895 Ross Rd, Saint Leonard, MD built?

2895 Ross Rd, Saint Leonard, MD was built in 1860, making it 166 years old. The building has 2 stories.

What schools serve 2895 Ross Rd, Saint Leonard, MD?

2895 Ross Rd, Saint Leonard, MD is assigned to Mutual Elementary School (elementary), rated A-; Calvert High School (high), rated B; Calvert Middle School (middle), rated B. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2895 Ross Rd, Saint Leonard, MD compare to other homes in Saint Leonard 20685?

Among the 2,632 homes in Saint Leonard 20685, it is worth more than 14% of them ($317,614 against a typical $468,531), its price per square foot is higher than 24% of them ($230 against a typical $269), it is bigger than 34% of them (1,378 ft² against a typical 1,830 ft²), its lot is bigger than 98% of them (40 ac against a typical 0.92 ac) and it is newer than almost none of them (1860 against a typical 1989). Measured against all of Calvert County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2895 Ross Rd, Saint Leonard, MD?

The 2025 property tax bill for 2895 Ross Rd, Saint Leonard, MD was $1,938. The county assessed it at $163,100.

Closest homes

More homes in Saint Leonard 20685

Assigned schools

Explore the area

See this home in context

Open 2895 Ross Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map