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Single Family ResidenceResidential
$398,003$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on May 6, 2019

29 PROSPECT ST

SPENCER, MA 01562
4
Beds
3 / 1
Baths
1,787 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1887
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$398K
$379K low$417K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · May 6, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$155,753
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$242,250
EVOLVE BK&TR · recorded May 6, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$316,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.5 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 1.1 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.7 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

29 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Worcester County
  • Costs less per square foot than 90% of homes in Worcester County
  • Older than 94% of homes in Worcester County

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$840K

This home is worth more than 40% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$398,003
CheaperTypical $427,682Pricier

Pricier than 40% of homes nearby

Price per ft²$223
CheaperTypical $285Pricier

Pricier than 16% of homes nearby

Living area1,787 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.4 ac
SmallerTypical 0.59 acBigger

Bigger than 38% of homes nearby

Year built1887
OlderTypical 1968Newer

Newer than 14% of homes nearby

How 29 Prospect St ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$398,00340% of homes27% of homes
Price per ft²pricier than$22316% of homes10% of homes
Living areabigger than1,787 ft²59% of homes54% of homes
Lot sizebigger than0.4 ac38% of homes44% of homes
Year builtnewer than188714% of homes6% of homes

About 29 Prospect St

How much is 29 Prospect St, Spencer, MA worth?

The TopHap Estimate for 29 Prospect St, Spencer, MA is $398,003 as of Jul 14, 2026. The likely range is $378,774 to $417,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 29 Prospect St, Spencer, MA last sell?

29 Prospect St, Spencer, MA last sold on May 6, 2019 for $255,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 29 Prospect St, Spencer, MA?

29 Prospect St, Spencer, MA has 4 bedrooms, 3 bathrooms, 1,787 square feet of living space and a 0.40-acre lot.

When was 29 Prospect St, Spencer, MA built?

29 Prospect St, Spencer, MA was built in 1887, making it 139 years old. It is a conventional home. The building has 2 stories.

What schools serve 29 Prospect St, Spencer, MA?

29 Prospect St, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 29 Prospect St, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 40% of them ($398,003 against a typical $427,682), its price per square foot is higher than 16% of them ($223 against a typical $285), it is bigger than 59% of them (1,787 ft² against a typical 1,632 ft²), its lot is bigger than 38% of them (0.4 ac against a typical 0.59 ac) and it is newer than 14% of them (1887 against a typical 1968). Measured against all of Worcester County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 29 Prospect St, Spencer, MA?

The 2025 property tax bill for 29 Prospect St, Spencer, MA was $4,080. The county assessed it at $347,500.

Closest homes

More homes in Spencer 01562

Assigned schools

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