Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$273,484$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $160,000 on Nov 28, 2018

2909 STATE ROUTE 30

SPECULATOR, NY 12164
2
Beds
1
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$273K
$240K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Nov 28, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,882 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.37
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lake Pleasant Central SchoolA-
Elementary · Grades PK–8 · 0.2 mi
H
Wells Central SchoolC+
High · Grades PK–12 · 7.1 mi

District: Wells Central School District

Neighborhood · ZIP 12164These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.30%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.50
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,343
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2909 State Route 30 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Speculator 12164
  • Costs less per square foot than 70% of homes in Hamilton County
  • Has a smaller lot than 82% of homes in Hamilton County

What homes are worth in Speculator 12164

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$1.2M

This home is worth more than 31% of homes in Speculator 12164.

How it measures up in Speculator 12164

The dot is this home. The mark in the middle is the typical home in Speculator 12164.

Estimated value$273,484
CheaperTypical $369,905Pricier

Pricier than 31% of homes nearby

Price per ft²$193
CheaperTypical $237Pricier

Pricier than 32% of homes nearby

Living area1,416 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.37 ac
SmallerTypical 0.66 acBigger

Bigger than 25% of homes nearby

Year built1960
OlderTypical 1968Newer

Newer than 39% of homes nearby

How 2909 State Route 30 ranks against every home in each area.
MeasureThis homeSpeculator 12164Hamilton County
Estimated valuepricier than$273,48431% of homes33% of homes
Price per ft²pricier than$19332% of homes30% of homes
Living areabigger than1,416 ft²51% of homes61% of homes
Lot sizebigger than0.37 ac25% of homes18% of homes
Year builtnewer than196039% of homes43% of homes

About 2909 State Route 30

How much is 2909 State Route 30, Speculator, NY worth?

The TopHap Estimate for 2909 State Route 30, Speculator, NY is $273,484 as of Oct 21, 2026. The likely range is $239,950 to $307,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2909 State Route 30, Speculator, NY last sell?

2909 State Route 30, Speculator, NY last sold on Nov 28, 2018 for $160,000, according to the county's recorded deed.

How big is 2909 State Route 30, Speculator, NY?

2909 State Route 30, Speculator, NY has 2 bedrooms, 1 bathrooms, 1,416 square feet of living space and a 0.37-acre lot.

When was 2909 State Route 30, Speculator, NY built?

2909 State Route 30, Speculator, NY was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 2909 State Route 30, Speculator, NY?

2909 State Route 30, Speculator, NY is assigned to Lake Pleasant Central School (elementary), rated A-; Wells Central School (high), rated C+. All sit in Wells Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2909 State Route 30, Speculator, NY compare to other homes in Speculator 12164?

Among the 461 homes in Speculator 12164, it is worth more than 31% of them ($273,484 against a typical $369,905), its price per square foot is higher than 32% of them ($193 against a typical $237), it is bigger than 51% of them (1,416 ft² against a typical 1,408 ft²), its lot is bigger than 25% of them (0.37 ac against a typical 0.66 ac) and it is newer than 39% of them (1960 against a typical 1968). Measured against all of Hamilton County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2909 State Route 30, Speculator, NY?

The 2026 property tax bill for 2909 State Route 30, Speculator, NY was $3,882. The county assessed it at $179,100.

More homes on State Route 30

Closest homes

More homes in Speculator 12164

Assigned schools

Explore the area

See this home in context

Open 2909 State Route 30 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map