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Single Family ResidenceResidential
$640,729$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $640,000 on Jun 19, 2026

2909 SW 38TH TER

CAPE CORAL, FL 33914
3
Beds
2.5
Baths
2,401 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$641K
$610K low$671K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,000 · Jun 19, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,191 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$468,367 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$436,612
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$499,990

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 33 ft²Porch · 460 ft²Boat accessSprinklers

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ida S. Baker High SchoolD+
High · Grades 9–12 · 1.2 mi
M
Gulf Middle SchoolB+
Middle · Grades 6–8 · 1.5 mi
E
Gulf Elementary SchoolA-
Elementary · Grades KG–5 · 1.5 mi

District: Lee County School District

Neighborhood · ZIP 33914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.49,107
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,583
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2909 Sw 38th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Lee County
  • Costs more per square foot than 82% of homes in Cape Coral 33914
  • Bigger than 72% of homes in Lee County
  • Has a bigger lot than 74% of homes in Cape Coral 33914
  • Older than 72% of homes in Cape Coral 33914

What homes are worth in Cape Coral 33914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$1.5M

This home is worth more than 76% of homes in Cape Coral 33914.

How it measures up in Cape Coral 33914

The dot is this home. The mark in the middle is the typical home in Cape Coral 33914.

Estimated value$640,729
CheaperTypical $425,510Pricier

Pricier than 76% of homes nearby

Price per ft²$267
CheaperTypical $190Pricier

Pricier than 82% of homes nearby

Living area2,401 ft²
SmallerTypical 2,338 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.24 ac
SmallerTypical 0.23 acBigger

Bigger than 74% of homes nearby

Year built1990
OlderTypical 2001Newer

Newer than 28% of homes nearby

How 2909 Sw 38th Ter ranks against every home in each area.
MeasureThis homeCape Coral 33914Lee County
Estimated valuepricier than$640,72976% of homes84% of homes
Price per ft²pricier than$26782% of homes82% of homes
Living areabigger than2,401 ft²53% of homes72% of homes
Lot sizebigger than0.24 ac74% of homes63% of homes
Year builtnewer than199028% of homes38% of homes

About 2909 Sw 38th Ter

How much is 2909 Sw 38th Ter, Cape Coral, FL worth?

The TopHap Estimate for 2909 Sw 38th Ter, Cape Coral, FL is $640,729 as of Aug 30, 2026. The likely range is $610,354 to $671,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2909 Sw 38th Ter, Cape Coral, FL last sell?

2909 Sw 38th Ter, Cape Coral, FL last sold on Jun 19, 2026 for $640,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2909 Sw 38th Ter, Cape Coral, FL?

2909 Sw 38th Ter, Cape Coral, FL has 3 bedrooms, 2.5 bathrooms, 2,401 square feet of living space and a 0.24-acre lot.

When was 2909 Sw 38th Ter, Cape Coral, FL built?

2909 Sw 38th Ter, Cape Coral, FL was built in 1990, making it 36 years old. It is a ranch home. The building has 1 story.

What schools serve 2909 Sw 38th Ter, Cape Coral, FL?

2909 Sw 38th Ter, Cape Coral, FL is assigned to Ida S. Baker High School (high), rated D+; Gulf Middle School (middle), rated B+; Gulf Elementary School (elementary), rated A-. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2909 Sw 38th Ter, Cape Coral, FL compare to other homes in Cape Coral 33914?

Among the 23,210 homes in Cape Coral 33914, it is worth more than 76% of them ($640,729 against a typical $425,510), its price per square foot is higher than 82% of them ($267 against a typical $190), it is bigger than 53% of them (2,401 ft² against a typical 2,338 ft²), its lot is bigger than 74% of them (0.24 ac against a typical 0.23 ac) and it is newer than 28% of them (1990 against a typical 2001). Measured against all of Lee County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2909 Sw 38th Ter, Cape Coral, FL?

The 2025 property tax bill for 2909 Sw 38th Ter, Cape Coral, FL was $7,191. The county assessed it at $468,367.

More homes on Sw 38th Ter

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