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Single Family ResidenceResidential
$203,004$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $440,000 on Nov 16, 2017

2914 LANCASTER RD

RICHMOND, KY 40475
3
Beds
1
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
112 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.

Valuation

$203K
$128K low$278K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Nov 16, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.244%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$495,000
COMMUNITY TRUST BANK INC · recorded Sep 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.178 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.112.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kirksville Elementary SchoolA
Elementary · Grades PK–5 · 1.8 mi
M
Farristown Middle SchoolA
Middle · Grades 6–8 · 4.8 mi
H
Madison Southern High SchoolA-
High · Grades 9–12 · 6.7 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2914 Lancaster Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Richmond 40475
  • Costs less per square foot than 90% of homes in Richmond 40475
  • Among the largest lots in Richmond 40475

What homes are worth in Richmond 40475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$758K

This home is worth more than 30% of homes in Richmond 40475.

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Estimated value$203,004
CheaperTypical $270,501Pricier

Pricier than 30% of homes nearby

Price per ft²$111
CheaperTypical $164Pricier

Pricier than 10% of homes nearby

Living area1,824 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 61% of homes nearby

Lot size112 ac
SmallerTypical 1.03 acBigger

Bigger than almost all homes nearby

How 2914 Lancaster Rd ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Estimated valuepricier than$203,00430% of homes34% of homes
Price per ft²pricier than$11110% of homes11% of homes
Living areabigger than1,824 ft²61% of homes64% of homes
Lot sizebigger than112 acalmost all homesalmost all homes

About 2914 Lancaster Rd

How much is 2914 Lancaster Rd, Richmond, KY worth?

The TopHap Estimate for 2914 Lancaster Rd, Richmond, KY is $203,004 as of Jun 23, 2026. The likely range is $127,892 to $278,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2914 Lancaster Rd, Richmond, KY last sell?

2914 Lancaster Rd, Richmond, KY last sold on Nov 16, 2017 for $440,000, according to the county's recorded deed.

How big is 2914 Lancaster Rd, Richmond, KY?

2914 Lancaster Rd, Richmond, KY has 3 bedrooms, 1 bathrooms, 1,824 square feet of living space and a 112.00-acre lot.

What schools serve 2914 Lancaster Rd, Richmond, KY?

2914 Lancaster Rd, Richmond, KY is assigned to Kirksville Elementary School (elementary), rated A; Farristown Middle School (middle), rated A; Madison Southern High School (high), rated A-. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2914 Lancaster Rd, Richmond, KY compare to other homes in Richmond 40475?

Among the 18,432 homes in Richmond 40475, it is worth more than 30% of them ($203,004 against a typical $270,501), its price per square foot is higher than 10% of them ($111 against a typical $164), it is bigger than 61% of them (1,824 ft² against a typical 1,624 ft²) and its lot is bigger than almost all of them (112 ac against a typical 1.03 ac). Measured against all of Madison County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2914 Lancaster Rd, Richmond, KY?

The 2025 property tax bill for 2914 Lancaster Rd, Richmond, KY was $1,933. The county assessed it at $205,000.

Closest homes

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Assigned schools

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