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Single Family ResidenceResidential
$438,396$356 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $105,900 on Nov 25, 1997

295 E RAILROAD AVE

BAYVILLE, NJ 08721
3
Beds
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,497 ft²
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$438K
$399K low$478K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,900 · Nov 25, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,392 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clara B. Worth Elementary SchoolC
Elementary · Grades PK–4 · 1.1 mi
H
Central Regional High SchoolD+
High · Grades 9–12 · 1.9 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 2.2 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 E Railroad Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Bayville 08721
  • Costs more per square foot than 72% of homes in Bayville 08721
  • Smaller than 79% of homes in Bayville 08721
  • Has a smaller lot than 94% of homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$283K$1.1M

This home is worth more than 31% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$438,396
CheaperTypical $511,311Pricier

Pricier than 31% of homes nearby

Price per ft²$356
CheaperTypical $306Pricier

Pricier than 72% of homes nearby

Living area1,232 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 21% of homes nearby

Lot size3,497 ft²
SmallerTypical 0.26 acBigger

Bigger than 6% of homes nearby

Year built1975
OlderTypical 1985Newer

Newer than 37% of homes nearby

How 295 E Railroad Ave ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$438,39631% of homes31% of homes
Price per ft²pricier than$35672% of homes59% of homes
Living areabigger than1,232 ft²21% of homes27% of homes
Lot sizebigger than3,497 ft²6% of homes11% of homes
Year builtnewer than197537% of homes40% of homes

About 295 E Railroad Ave

How much is 295 E Railroad Ave, Bayville, NJ worth?

The TopHap Estimate for 295 E Railroad Ave, Bayville, NJ is $438,396 as of Aug 30, 2026. The likely range is $399,018 to $477,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 E Railroad Ave, Bayville, NJ last sell?

295 E Railroad Ave, Bayville, NJ last sold on Nov 25, 1997 for $105,900, according to the county's recorded deed.

How big is 295 E Railroad Ave, Bayville, NJ?

295 E Railroad Ave, Bayville, NJ has 3 bedrooms, 1 bathrooms, 1,232 square feet of living space and a 0.08-acre lot.

When was 295 E Railroad Ave, Bayville, NJ built?

295 E Railroad Ave, Bayville, NJ was built in 1975, making it 51 years old. It is a ranch home. The building has 1 story.

What schools serve 295 E Railroad Ave, Bayville, NJ?

295 E Railroad Ave, Bayville, NJ is assigned to Clara B. Worth Elementary School (elementary), rated C; Central Regional High School (high), rated D+; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 E Railroad Ave, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 31% of them ($438,396 against a typical $511,311), its price per square foot is higher than 72% of them ($356 against a typical $306), it is bigger than 21% of them (1,232 ft² against a typical 1,668 ft²), its lot is bigger than 6% of them (3,497 ft² against a typical 0.26 ac) and it is newer than 37% of them (1975 against a typical 1985). Measured against all of Ocean County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 E Railroad Ave, Bayville, NJ?

The 2025 property tax bill for 295 E Railroad Ave, Bayville, NJ was $6,392. The county assessed it at $246,800.

More homes on E Railroad Ave

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