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Single Family ResidenceResidential
$305,247$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $210,000 on Mar 2, 2023

295 HARBOR ST

OSCODA, MI 48750
4
Beds
2
Baths
2,082 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.

Valuation

$305K
$283K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Mar 2, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$123,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIOSCO
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oscoda Area High SchoolB
Middle · Grades 7–12 · 2.5 mi
E
Richardson Elementary SchoolC
Elementary · Grades PK–6 · 2.7 mi

District: Oscoda Area Schools

Neighborhood · ZIP 48750These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.8,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,595
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Harbor St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Oscoda 48750
  • Bigger than 91% of homes in Oscoda 48750
  • Has a smaller lot than 78% of homes in Iosco County
  • Older than 73% of homes in Oscoda 48750

What homes are worth in Oscoda 48750

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$542K

This home is worth more than 84% of homes in Oscoda 48750.

How it measures up in Oscoda 48750

The dot is this home. The mark in the middle is the typical home in Oscoda 48750.

Estimated value$305,247
CheaperTypical $159,484Pricier

Pricier than 84% of homes nearby

Price per ft²$147
CheaperTypical $137Pricier

Pricier than 57% of homes nearby

Living area2,082 ft²
SmallerTypical 1,255 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.22 ac
SmallerTypical 0.34 acBigger

Bigger than 26% of homes nearby

Year built1957
OlderTypical 1964Newer

Newer than 27% of homes nearby

How 295 Harbor St ranks against every home in each area.
MeasureThis homeOscoda 48750Iosco County
Estimated valuepricier than$305,24784% of homes83% of homes
Price per ft²pricier than$14757% of homes51% of homes
Living areabigger than2,082 ft²91% of homes91% of homes
Lot sizebigger than0.22 ac26% of homes22% of homes
Year builtnewer than195727% of homes30% of homes

About 295 Harbor St

How much is 295 Harbor St, Oscoda, MI worth?

The TopHap Estimate for 295 Harbor St, Oscoda, MI is $305,247 as of Sep 24, 2026. The likely range is $282,678 to $327,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Harbor St, Oscoda, MI last sell?

295 Harbor St, Oscoda, MI last sold on Mar 2, 2023 for $210,000, according to the county's recorded deed.

How big is 295 Harbor St, Oscoda, MI?

295 Harbor St, Oscoda, MI has 4 bedrooms, 2 bathrooms, 2,082 square feet of living space and a 0.22-acre lot.

When was 295 Harbor St, Oscoda, MI built?

295 Harbor St, Oscoda, MI was built in 1957, making it 69 years old.

What schools serve 295 Harbor St, Oscoda, MI?

295 Harbor St, Oscoda, MI is assigned to Oscoda Area High School (middle), rated B; Richardson Elementary School (elementary), rated C. All sit in Oscoda Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Harbor St, Oscoda, MI compare to other homes in Oscoda 48750?

Among the 6,509 homes in Oscoda 48750, it is worth more than 84% of them ($305,247 against a typical $159,484), its price per square foot is higher than 57% of them ($147 against a typical $137), it is bigger than 91% of them (2,082 ft² against a typical 1,255 ft²), its lot is bigger than 26% of them (0.22 ac against a typical 0.34 ac) and it is newer than 27% of them (1957 against a typical 1964). Measured against all of Iosco County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Harbor St, Oscoda, MI?

The 2025 property tax bill for 295 Harbor St, Oscoda, MI was $5,366. The county assessed it at $123,900.

More homes on Harbor St

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Assigned schools

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