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Apartments (Generic)Residential
Last sold for $80,000 on Nov 19, 2019

295 MAIN ST

ROSMAN, NC 28772
0
Baths
2,863 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Nov 19, 2019
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$79,900
JAMES K & GAYLA W PHILLIPS · recorded Nov 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,990 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.152 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyTransylvania
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,890
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.79 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 94% of homes in Rosman 28772
  • Has a smaller lot than 97% of homes in Rosman 28772
  • Older than 97% of homes in Transylvania County

How it measures up in Rosman 28772

The dot is this home. The mark in the middle is the typical home in Rosman 28772.

Living area2,863 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.15 ac
SmallerTypical 1.97 acBigger

Bigger than 3% of homes nearby

Year built1920
OlderTypical 1985Newer

Newer than 4% of homes nearby

How 295 Main St ranks against every home in each area.
MeasureThis homeRosman 28772Transylvania County
Living areabigger than2,863 ft²94% of homes86% of homes
Lot sizebigger than0.15 ac3% of homes4% of homes
Year builtnewer than19204% of homes3% of homes

About 295 Main St

When did 295 Main St, Rosman, NC last sell?

295 Main St, Rosman, NC last sold on Nov 19, 2019 for $80,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 295 Main St, Rosman, NC?

295 Main St, Rosman, NC has 2,863 square feet of living space and a 0.15-acre lot.

When was 295 Main St, Rosman, NC built?

295 Main St, Rosman, NC was built in 1920, making it 106 years old.

How does 295 Main St, Rosman, NC compare to other homes in Rosman 28772?

Among the 897 homes in Rosman 28772, it is bigger than 94% of them (2,863 ft² against a typical 1,456 ft²), its lot is bigger than 3% of them (0.15 ac against a typical 1.97 ac) and it is newer than 4% of them (1920 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Main St, Rosman, NC?

The 2025 property tax bill for 295 Main St, Rosman, NC was $1,990. The county assessed it at $248,600.

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