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Single Family ResidenceResidential
$391,517$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $182,500 on Aug 11, 2004

295 MORGAN TER

ROAMING SHORES, OH 44084
3
Beds
2
Baths
1,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$392K
$322K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,500 · Aug 11, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,853 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAshtabula
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 340 ft²ShedPatio · 340 ft²Porch · 480 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Creek Elementary SchoolB-
Elementary · Grades KG–6 · 1.8 mi
H
Jefferson Area Sr High SchoolB+
High · Grades 9–12 · 6.3 mi
M
Jefferson Area Junior High SchoolB+
Middle · Grades 7–8 · 6.3 mi

District: Jefferson Area Local School District

Neighborhood · ZIP 44084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,406
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

295 Morgan Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ashtabula County
  • Costs more per square foot than 96% of homes in Ashtabula County
  • Has a smaller lot than 66% of homes in Rock Creek 44084
  • Older than 70% of homes in Rock Creek 44084

What homes are worth in Rock Creek 44084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$759K

This home is worth more than 79% of homes in Rock Creek 44084.

How it measures up in Rock Creek 44084

The dot is this home. The mark in the middle is the typical home in Rock Creek 44084.

Estimated value$391,517
CheaperTypical $234,314Pricier

Pricier than 79% of homes nearby

Price per ft²$273
CheaperTypical $152Pricier

Pricier than 88% of homes nearby

Living area1,436 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.48 ac
SmallerTypical 1 acBigger

Bigger than 34% of homes nearby

Year built1968
OlderTypical 1981Newer

Newer than 30% of homes nearby

How 295 Morgan Ter ranks against every home in each area.
MeasureThis homeRock Creek 44084Ashtabula County
Estimated valuepricier than$391,51779% of homes94% of homes
Price per ft²pricier than$27388% of homes96% of homes
Living areabigger than1,436 ft²38% of homes51% of homes
Lot sizebigger than0.48 ac34% of homes51% of homes
Year builtnewer than196830% of homes65% of homes

About 295 Morgan Ter

How much is 295 Morgan Ter, Roaming Shores, OH worth?

The TopHap Estimate for 295 Morgan Ter, Roaming Shores, OH is $391,517 as of Aug 30, 2026. The likely range is $321,993 to $461,041. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 295 Morgan Ter, Roaming Shores, OH last sell?

295 Morgan Ter, Roaming Shores, OH last sold on Aug 11, 2004 for $182,500, according to the county's recorded deed.

How big is 295 Morgan Ter, Roaming Shores, OH?

295 Morgan Ter, Roaming Shores, OH has 3 bedrooms, 2 bathrooms, 1,436 square feet of living space and a 0.48-acre lot.

When was 295 Morgan Ter, Roaming Shores, OH built?

295 Morgan Ter, Roaming Shores, OH was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 295 Morgan Ter, Roaming Shores, OH?

295 Morgan Ter, Roaming Shores, OH is assigned to Rock Creek Elementary School (elementary), rated B-; Jefferson Area Sr High School (high), rated B+; Jefferson Area Junior High School (middle), rated B+. All sit in Jefferson Area Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 295 Morgan Ter, Roaming Shores, OH compare to other homes in Rock Creek 44084?

Among the 1,785 homes in Rock Creek 44084, it is worth more than 79% of them ($391,517 against a typical $234,314), its price per square foot is higher than 88% of them ($273 against a typical $152), it is bigger than 38% of them (1,436 ft² against a typical 1,568 ft²), its lot is bigger than 34% of them (0.48 ac against a typical 1 ac) and it is newer than 30% of them (1968 against a typical 1981). Measured against all of Ashtabula County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 295 Morgan Ter, Roaming Shores, OH?

The 2025 property tax bill for 295 Morgan Ter, Roaming Shores, OH was $5,853. The county assessed it at $128,380.

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